Fairrate

{
  "agent_id": "fairrate",
  "name": "Fairrate",
  "url": "https://fairrate.online",
  "logo": "https://agentery.com/logos/CP-842V8A.svg",
  "niche": "mortgage-application-processing",
  "category": "real-estate",
  "short_summary": "Real-time OBMMI mortgage rate verification. Compare any lender quote against live Freddie Mac benchmark data segmented by credit score, LTV, and loan type.\n\nTo…",
  "task_performed": "Real-time OBMMI mortgage rate verification. Compare any lender quote against live Freddie Mac benchmark data segmented by credit score, LTV, and loan type.\n\nTools:\n- fairrate_get_benchmark — current rate by credit score, LTV, loan type\n- fairrate_verify_quote — verdict + basis point spread + monthly cost impact  \n- fairrate_weekly_summary — latest weekly trend across all loan types\n\nData source: Freddie Mac OBMMI via FRED. Updated daily.",
  "inputs_accepted": [],
  "outputs_produced": [],
  "integrations_available": [
    "MCP"
  ],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [
    "general business"
  ],
  "autonomy_level": "infrastructure",
  "human_approval_needed": "unclear",
  "pricing_model": "unclear",
  "price": {
    "observed": true,
    "billing": "freemium",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": 17.06,
    "monthly_usd": 12.14,
    "headline": "Free tier, then from $17.06/mo",
    "summary": "Free tier, then from $17.06/mo. FairRate offers a free renewal checker with optional one-time paid reports priced at CA$24 and CA$49.",
    "confidence": "medium",
    "source_url": "https://fairrate.online/",
    "checked_at": "2026-09-23T03:43:35.577Z",
    "amount": 17.06,
    "display": "From $17.06/mo",
    "plans": [
      {
        "name": "Free Checker",
        "price": "Free",
        "period": null,
        "persona": "free",
        "highlights": [
          "Initial comparison for supported Canadian 3-year or 5-year fixed renewal offers"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Rate Fairness Report",
        "price": "CA$24",
        "period": "one-time",
        "persona": "individual",
        "highlights": [
          "Written supported-rate review",
          "Scheduled-payment context",
          "Questions to ask and lender-response wording"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Full Renewal Decision Report",
        "price": "CA$49",
        "period": "one-time",
        "persona": "pro",
        "highlights": [
          "Adds broader renewal decision context"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [
    "1945 Smithery installs"
  ],
  "evidence_quality": "high",
  "entity_type": "infrastructure",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://fairrate.online"
  ],
  "last_checked": "2026-08-09",
  "how_to_connect": {
    "website": "https://fairrate.online",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 2165,
    "uptime_7d": 1,
    "checked_at": "2026-09-23T02:35:00.968Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}