Financeratecalc

{
  "agent_id": "financeratecalc",
  "name": "Financeratecalc",
  "url": "https://financeratecalc.com/mcp-server.html",
  "logo": "https://www.google.com/s2/favicons?domain=financeratecalc.com&sz=128",
  "niche": null,
  "category": null,
  "short_summary": "Open-source MCP server that lets AI agents query 2025 federal FHA mortgage-denial statistics by lender, metro, and state, with methodology and verification met…",
  "task_performed": "unclear",
  "inputs_accepted": [],
  "outputs_produced": [],
  "integrations_available": [],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [],
  "autonomy_level": "unclear",
  "human_approval_needed": "unclear",
  "pricing_model": "unclear",
  "price": {
    "observed": true,
    "billing": "freemium",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": null,
    "monthly_usd": null,
    "headline": "Free; Metro Lender Report Cards $29 (one-time)",
    "commercial": {
      "currency": "USD",
      "lines": [
        {
          "name": "Free",
          "price": "$0",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Metro Lender Report Cards",
          "price": "$29",
          "kind": "one_off",
          "billed": "one_off"
        },
        {
          "name": "Counterparty Screen",
          "price": "$99",
          "kind": "one_off",
          "billed": "one_off"
        },
        {
          "name": "Quarterly Monitor",
          "price": "$249",
          "kind": "unspecified_period"
        },
        {
          "name": "Same-Day Claim Audit",
          "price": "$39 / $99 / $249",
          "kind": "one_off",
          "billed": "one_off"
        }
      ]
    },
    "summary": "Free; Metro Lender Report Cards $29 (one-time). FinanceRateCalc offers a permanent free data and MCP service alongside optional one-time reports, audits, and a quarterly monitoring product priced from $29 to $249.",
    "confidence": "high",
    "source_url": "https://financeratecalc.com/pricing.html",
    "checked_at": "2026-11-07T01:02:05.308Z",
    "amount": 249,
    "display": "From $249/mo",
    "plans": [
      {
        "name": "Free",
        "price": "$0",
        "period": null,
        "persona": "free",
        "highlights": [
          "Free forever",
          "National and state rates",
          "Top-100 lender table",
          "Metro data and time series",
          "Claim passports, receipts, research papers, corrections log, MCP server, and datasets",
          "No account required"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Metro Lender Report Cards",
        "price": "$29",
        "period": "one-time",
        "persona": "pro",
        "highlights": [
          "Founding Edition",
          "One-page metro lender report",
          "Quarterly updates included through 2027 for founding buyers"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Counterparty Screen",
        "price": "$99",
        "period": "one-time",
        "persona": "pro",
        "highlights": [
          "Submit up to 40 public LEIs",
          "Full 40-LEI Evidence Brief",
          "Coverage flags, z-scores, and hash-linked manifest"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Quarterly Monitor",
        "price": "$249",
        "period": null,
        "persona": "team_sme",
        "highlights": [
          "Re-runs the same LEI list each quarter",
          "Planned name mapping, corporate-family resolution, institution-history, and HMDA vintage layers"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Same-Day Claim Audit",
        "price": "$39 / $99 / $249",
        "period": "one-time",
        "persona": "pro",
        "highlights": [
          "Human-reviewed Evidence Brief",
          "Up to five public mortgage claims",
          "PASS, NEEDS_QUALIFIER, or OUT_OF_SCOPE result",
          "Safe rewrite and receipts"
        ],
        "promo_note": "Pilot",
        "price_promo": null,
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [],
  "evidence_quality": "unclear",
  "entity_type": "mcp_server",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://financeratecalc.com/mcp-server.html"
  ],
  "last_checked": "2026-11-07",
  "profile_checked": null,
  "price_checked": "2026-11-07",
  "how_to_connect": {
    "website": "https://financeratecalc.com/mcp-server.html",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "unknown",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "No deployment evidence held — Agentery has no endpoint, install instruction or directory attribute for this listing.",
    "evidence": null
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://financeratecalc.com/pricing.html",
      "last_observed_day": "2026-11-07",
      "age_days": 1,
      "verified_day": "2026-11-07",
      "note": "verified = the page-text gate ran for that scan day (day-before/day-of text check)"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "price_reading": {
    "status": "stale_pending",
    "as_of": "2026-11-07",
    "page_captured": "2026-11-07",
    "reading_made_from_capture": null,
    "reading_coverage": null,
    "changed_since_reading_observed": "2026-11-07",
    "summary": "The pricing page changed by 2026-11-07 after this price was read; a re-read is pending. The price shown may be out of date.",
    "last_valid_observation": "2026-11-07",
    "review_status": "not_reviewed"
  },
  "product_group": {
    "group_id": 80,
    "group": "Personal finance management",
    "change_90d_pct": -0.76,
    "fair_price_by_tier_monthly_usd": {
      "individual": 9.99,
      "pro": 29,
      "team / small business": 46,
      "enterprise": 719
    },
    "note": "Change of the group's price index over the last 90 days. Call get_group_fair_price with group_id for tier and payment-model detail.",
    "page": "https://agentery.com/aepi/groups/80"
  },
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 176,
    "uptime_7d": 1,
    "checked_at": "2026-11-07T02:36:41.409Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}