Payments AI

{
  "agent_id": "payments_ai",
  "name": "Payments AI",
  "url": "https://payments.ai/mor",
  "logo": "https://www.google.com/s2/favicons?domain=payments.ai&sz=128",
  "niche": null,
  "category": null,
  "short_summary": "Merchant-of-record payment infrastructure for AI apps and agents, with MCP and SDK integrations for checkout, subscriptions, global tax collection, payouts, an…",
  "task_performed": "unclear",
  "inputs_accepted": [],
  "outputs_produced": [],
  "integrations_available": [],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [],
  "autonomy_level": "unclear",
  "human_approval_needed": "unclear",
  "pricing_model": "unclear",
  "price": {
    "observed": true,
    "billing": "usage",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": null,
    "monthly_usd": null,
    "headline": "$2 per transaction; $1 per unit (usage-based)",
    "commercial": {
      "rates": [
        {
          "line": "Cards and wallets",
          "per": "per transaction",
          "text": "$2 per transaction"
        },
        {
          "line": "ACH payments",
          "per": "per unit",
          "text": "$1 per unit"
        },
        {
          "line": "Next day ACH",
          "per": "per unit",
          "text": "$2.5 per unit"
        },
        {
          "line": "Instant Bank Deposit (RTP)",
          "per": "per unit",
          "text": "$1 per unit"
        },
        {
          "line": "Crypto",
          "per": "per unit",
          "text": "$1 per unit"
        },
        {
          "line": "Venmo",
          "per": "per unit",
          "text": "$1 per unit"
        },
        {
          "line": "Bank wire",
          "per": "per unit",
          "text": "$23 per unit"
        },
        {
          "line": "3DS",
          "per": "per unit",
          "text": "$0.03 per unit"
        },
        {
          "line": "Radar",
          "per": "per unit",
          "text": "$0.07 per unit"
        },
        {
          "line": "Dispute",
          "per": "per unit",
          "text": "$15 per unit"
        },
        {
          "line": "Early dispute alert (RDR)",
          "per": "per unit",
          "text": "$29 per unit"
        }
      ],
      "currency": "USD",
      "lines": [
        {
          "name": "Cards and wallets",
          "price": "2.7% + $0.30",
          "kind": "usage_rate",
          "unit": "transaction",
          "billed": "usage"
        },
        {
          "name": "Financing",
          "price": "15%",
          "kind": "unknown"
        },
        {
          "name": "ACH payments",
          "price": "1.5% (max $5)",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Next day ACH",
          "price": "$2.50",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Instant Bank Deposit (RTP)",
          "price": "4% + $1.00",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Crypto",
          "price": "5% + $1.00",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Venmo",
          "price": "5% + $1.00",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Bank wire",
          "price": "$23.00",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "International local banks",
          "price": "Varies",
          "kind": "unknown"
        },
        {
          "name": "3DS",
          "price": "$0.03",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Radar",
          "price": "$0.07",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Dispute",
          "price": "$15.00",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Early dispute alert (RDR)",
          "price": "$29.00",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Orchestration",
          "price": "0.8%",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Billing",
          "price": "0.5%",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Tax and remittance",
          "price": "2%",
          "kind": "unknown"
        }
      ]
    },
    "summary": "$2 per transaction; $1 per unit (usage-based). Payments.ai publicly lists transaction, payout, fraud-event, and revenue-optimization fees rather than a fixed monthly subscription.",
    "confidence": "high",
    "source_url": "https://payments.ai/mor/pricing/",
    "checked_at": "2026-11-02T01:59:59.383Z",
    "amount": null,
    "display": null,
    "plans": [
      {
        "name": "Cards and wallets",
        "price": "2.7% + $0.30",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Per successful transaction for domestic cards",
          "+1.5% for international cards",
          "+1% for currency conversion"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Financing",
        "price": "15%",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Per successful transaction through financing partners"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "ACH payments",
        "price": "1.5% (max $5)",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Per successful ACH debit transaction"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Next day ACH",
        "price": "$2.50",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Accelerated ACH transfer to U.S. bank accounts",
          "Delivered by the next business day"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Instant Bank Deposit (RTP)",
        "price": "4% + $1.00",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Real-time bank transfer to supported accounts"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Crypto",
        "price": "5% + $1.00",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Cryptocurrency payout such as Bitcoin or Ethereum"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Venmo",
        "price": "5% + $1.00",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Instant payout to a recipient's Venmo wallet",
          "U.S. recipients only"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Bank wire",
        "price": "$23.00",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Traditional bank wire transfer"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "International local banks",
        "price": "Varies",
        "usage": true,
        "period": "usage",
        "persona": "other",
        "highlights": [
          "Local bank transfer in your country and currency"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "3DS",
        "price": "$0.03",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Per authentication event"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Radar",
        "price": "$0.07",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "ML-based fraud detection fee"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Dispute",
        "price": "$15.00",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Flat fee applied when a chargeback or dispute occurs"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Early dispute alert (RDR)",
        "price": "$29.00",
        "usage": true,
        "period": "usage",
        "persona": "pro",
        "highlights": [
          "Proactive chargeback notification fee"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Orchestration",
        "price": "0.8%",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Charged only on transactions the tool touches",
          "Routes payments across several providers"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Billing",
        "price": "0.5%",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Charged only on transactions the tool touches",
          "Automated invoice generation, retries, and lifecycle handling"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Tax and remittance",
        "price": "2%",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Charged only on transactions the tool touches",
          "Calculates and collects sales tax and VAT"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [],
  "evidence_quality": "unclear",
  "entity_type": "agent_platform",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://payments.ai/mor"
  ],
  "last_checked": "2026-11-02",
  "profile_checked": null,
  "price_checked": "2026-11-02",
  "how_to_connect": {
    "website": "https://payments.ai/mor",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "unknown",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "No deployment evidence held — Agentery has no endpoint, install instruction or directory attribute for this listing.",
    "evidence": null
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://payments.ai/mor/pricing/",
      "last_observed_day": "2026-11-02",
      "age_days": 1,
      "verified_day": null,
      "note": "from the listing's current price record; no separate page-text verification is held"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "product_group": null,
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 397,
    "uptime_7d": 1,
    "checked_at": "2026-11-02T02:42:40.802Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}