Wise

{
  "agent_id": "wise",
  "name": "Wise",
  "url": "https://wise.com/",
  "logo": "https://agentery.com/logos/CP-C7NPXA-256.png",
  "niche": "agent-wallet-payments",
  "category": "financial-services",
  "short_summary": "international money transfers and currency management",
  "task_performed": "international money transfers and currency management",
  "inputs_accepted": [],
  "outputs_produced": [
    "money transfers",
    "currency conversions",
    "debit card transactions",
    "account balances"
  ],
  "integrations_available": [
    "API",
    "accounting software"
  ],
  "protocols_or_interfaces": [
    "MCP",
    "API"
  ],
  "industry_fit": [
    "finance"
  ],
  "autonomy_level": "unclear",
  "human_approval_needed": "unclear",
  "pricing_model": "paid plans",
  "price": {
    "observed": true,
    "billing": "usage",
    "source_kind": "vendor",
    "currency": "GBP",
    "lowest_monthly_usd": null,
    "monthly_usd": null,
    "headline": "£2 per unit (usage-based)",
    "commercial": {
      "rates": [
        {
          "line": "ATM fees over 250 GBP per month per account",
          "per": "per unit",
          "text": "£2 per unit"
        }
      ],
      "currency": "GBP",
      "notes": [
        "prices in GBP as published; USD figures are conversions at 2026-10-25"
      ],
      "lines": [
        {
          "name": "Registering with Wise",
          "price": "Free",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Sending money",
          "price": "From 0.24%",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Withdrawing up to 250 GBP per month per account",
          "price": "Free",
          "kind": "unknown"
        },
        {
          "name": "ATM fees over 250 GBP per month per account",
          "price": "2.69% of amount over 250 GBP",
          "kind": "usage_rate",
          "unit": "unit",
          "billed": "usage"
        },
        {
          "name": "Topping up external e-wallets",
          "price": "2%",
          "kind": "unknown"
        }
      ]
    },
    "summary": "£2 per unit (usage-based). Wise publishes usage-based fees rather than subscriptions, including transfers from 0.24%, free registration, and selected free or percentage-based card and ATM services.",
    "confidence": "high",
    "source_url": "https://wise.com/gb/pricing/",
    "checked_at": "2026-10-29T03:32:25.556Z",
    "amount": null,
    "display": null,
    "plans": [
      {
        "name": "Registering with Wise",
        "price": "Free",
        "period": null,
        "persona": "other",
        "highlights": [
          "Register for a Wise account"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Sending money",
        "price": "From 0.24%",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Fee varies by currency",
          "Low-cost global transfers"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Withdrawing up to 250 GBP per month per account",
        "price": "Free",
        "usage": true,
        "period": "usage",
        "persona": "other",
        "highlights": [
          "ATM withdrawals up to 250 GBP per month per account"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "ATM fees over 250 GBP per month per account",
        "price": "2.69% of amount over 250 GBP",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Some ATM providers may charge additional fees"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Topping up external e-wallets",
        "price": "2%",
        "usage": true,
        "period": "usage",
        "persona": "individual",
        "highlights": [
          "Applies to transactions involving certain e-wallets and currencies"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [
    "regulated by National Bank of Belgium",
    "moves €14 billion monthly",
    "700,000+ businesses",
    "Trustpilot reviews"
  ],
  "evidence_quality": "high",
  "entity_type": "service",
  "regulated_data_suitability": "enterprise security page only",
  "evidence_urls": [
    "https://wise.com/"
  ],
  "last_checked": "2026-10-29",
  "profile_checked": "2026-06-19",
  "price_checked": "2026-10-29",
  "how_to_connect": {
    "website": "https://wise.com/",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "unknown",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "No deployment evidence held — Agentery has no endpoint, install instruction or directory attribute for this listing.",
    "evidence": null
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://wise.com/gb/pricing/",
      "last_observed_day": "2026-10-29",
      "age_days": 1,
      "verified_day": "2026-10-29",
      "note": "verified = the page-text gate ran for that scan day (day-before/day-of text check)"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "product_group": null,
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 751,
    "uptime_7d": 1,
    "checked_at": "2026-10-29T02:47:27.776Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}