iPayX FX Audit

{
  "agent_id": "ybolduc_ipayx_fx_audit",
  "name": "iPayX FX Audit",
  "url": "https://www.ipayx.ai",
  "logo": "https://agentery.com/logos/CP-XWZRCG-ld256.png",
  "niche": "audit-prep",
  "category": "finance-ops",
  "short_summary": "Performs forensic FX audits on international bank transfers to detect hidden fees and markup",
  "task_performed": "Performs forensic FX audits on international bank transfers to detect hidden fees and markup",
  "inputs_accepted": [
    "Bank statements (PDF or CSV)",
    "Plaid connections",
    "transaction data via API calls",
    "MCP tool calls"
  ],
  "outputs_produced": [
    "FX audit scores (1-10)",
    "forensic PDF reports",
    "JSON audit results",
    "markup and spread analysis",
    "SHA256 hash-chain receipts"
  ],
  "integrations_available": [
    "Plaid",
    "MCP",
    "Claude",
    "n8n",
    "Zapier",
    "ChatGPT",
    "Copilot",
    "Perplexity"
  ],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [
    "finance"
  ],
  "autonomy_level": "workflow automation",
  "human_approval_needed": "unclear",
  "pricing_model": "freemium",
  "price": {
    "observed": true,
    "billing": "freemium",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": 299,
    "monthly_usd": 299,
    "headline": "Free plan; paid from $299/mo",
    "commercial": {
      "entry_offer": {
        "line": "Unlimited",
        "monthly_native": 299,
        "monthly_usd": 299,
        "commitment": "monthly",
        "basis": "$299/month",
        "billing_verified": true
      },
      "currency": "USD",
      "notes": [
        "prepaid credit: $99 (funding, not a subscription)"
      ],
      "lines": [
        {
          "name": "Free",
          "price": "$0",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Credit Pack 100",
          "price": "$99",
          "kind": "credit_purchase",
          "billed": "one_off"
        },
        {
          "name": "Unlimited",
          "price": "$299/mo",
          "kind": "base_subscription",
          "billed": "monthly"
        }
      ]
    },
    "summary": "Free plan; paid from $299/mo. iPayX offers a freemium model with 5 free lifetime audits, a one-time $99 credit pack (100 audits), or a $299/month unlimited subscription.",
    "confidence": "high",
    "source_url": "https://www.ipayx.ai/pricing",
    "checked_at": "2026-10-14T03:10:06.540Z",
    "amount": 299,
    "display": "From $299/mo",
    "plans": [
      {
        "name": "Free",
        "price": "$0",
        "period": "one-time",
        "persona": "free",
        "highlights": [
          "5 audits lifetime",
          "FX Score 0-10",
          "Automatic markup detection",
          "Multi-bank (PDF / CSV)"
        ]
      },
      {
        "name": "Credit Pack 100",
        "price": "$99",
        "usage": true,
        "period": "one-time",
        "persona": "pro",
        "highlights": [
          "100 audits, never expire",
          "Use at your own pace",
          "$0.99 per audit",
          "No subscription",
          "No expiration date",
          "Full PDF reports"
        ]
      },
      {
        "name": "Unlimited",
        "price": "$299/mo",
        "period": "month",
        "persona": "pro",
        "highlights": [
          "Unlimited audits",
          "Priority support access",
          "All Pack features included",
          "Cancel anytime"
        ]
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [
    "FINTRAC MSB C10001283",
    "AES-256",
    "PIPEDA compliant",
    "SHA256 hash-chain"
  ],
  "evidence_quality": "high",
  "entity_type": "agent",
  "regulated_data_suitability": "FINTRAC MSB certified, PIPEDA compliant stated",
  "evidence_urls": [
    "https://www.ipayx.ai"
  ],
  "last_checked": "2026-06-19",
  "how_to_connect": {
    "website": "https://www.ipayx.ai",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "unknown",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "No deployment evidence held — Agentery has no endpoint, install instruction or directory attribute for this listing.",
    "evidence": null
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://www.ipayx.ai/pricing",
      "last_observed_day": "2026-10-14",
      "age_days": 1,
      "verified_day": "2026-10-14",
      "note": "verified = the page-text gate ran for that scan day (day-before/day-of text check)"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "product_group": {
    "group_id": 6,
    "group": "Financial operations automation",
    "change_90d_pct": 0.75,
    "fair_price_by_tier_monthly_usd": {
      "individual": 15,
      "pro": 33.58,
      "team / small business": 114.91,
      "enterprise": 999
    },
    "note": "Change of the group's price index over the last 90 days. Call get_group_fair_price with group_id for tier and payment-model detail.",
    "page": "https://agentery.com/aepi/groups/6"
  },
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 557,
    "uptime_7d": 1,
    "checked_at": "2026-10-14T02:48:51.363Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}