AI Financial Coach Personal
Query this niche via MCP
market_report({ query: "AI Financial Coach Personal", response_mode: "summary" })Agents · median
MCP servers · median
All plans — Agents vs MCPs
each dot = one provider · log scaleNo providers priced at the All tier yet.
All plans
0 pricedProvidervs its cohort medianMonthly
Position is relative to the provider's own delivery-type median at this tier — never a blended one.
What the figures on this page are. This page is Agentery's fixed-niche view of AI Financial Coach Personal (latest observation 2026-10-16T03:43:44.171Z). The headline medians above are computed from that data per delivery type and buyer-tier tab: on a tier tab, the median of each provider's plan at that tier; on “All”, every priced plan point across tiers pooled. Small cohorts show as “too few” rather than a median. The embedded response below is the broader fixed-niche report: its
by_provider_type.*.median pools all tiers, pricing.byPersona.* is per buyer tier, and the unit cohorts (e.g. Pro flat) are per tier and billing unit — so those blocks legitimately differ from one headline figure. Over MCP today the advertised tools are market_report (a semantic neighbourhood for your query, not this fixed niche) and price_benchmark (query/task); niche_report stays callable as a legacy alias. Their cohorts are defined differently, so their numbers can differ from this page.market_reportprice_benchmark
See the MCP response behind this pagefixed-niche report (legacy niche_report alias, full mode) — broader than the headline figure
{
"niche": "ai-financial-coach-personal",
"parent_sector": "consumer-personal",
"provider_type_pricing": {
"slug": "ai-financial-coach-personal",
"pricing_basis": "lowest_observed_monthly_usd",
"provider_type_methodology": "commercial-form-v2",
"provider_type_methodology_published_at": "2026-07-31",
"blended": {
"median": 9.99,
"p25": null,
"p75": null,
"providers": 3
},
"by_provider_type": {
"agent": {
"median": null,
"p25": null,
"p75": null,
"providers": 1,
"publishable": false,
"confidence": "insufficient",
"reason": "Fewer than three comparable priced Agent-economy products are available."
},
"mcp": {
"median": null,
"p25": null,
"p75": null,
"providers": 2,
"publishable": false,
"confidence": "insufficient",
"reason": "Fewer than three comparable priced MCP servers are available."
}
},
"recommended_cohort": null,
"recommendation_reason": "Choose the cohort according to the commercial delivery type being assessed.",
"fallback_context": null,
"context_note": null
},
"crowding_level": "sparse",
"observed_node_count": 2,
"adjacent_niches": [
"ai-tax-prep-consumer",
"visa-immigration-consumer",
"mental-health-companion",
"ai-nutritionist",
"ai-legal-assistant-consumer",
"local-ai-platform"
],
"market_pulse": {
"pulse": 32,
"drivers": [
"enterprise money present",
"2 new builders in 30d"
],
"price_move_30d_pct": -36.9,
"money_share": 0.2857142857142857,
"entry_rate": 0.13333333333333333,
"alive_share": 1
},
"price_move": {
"d_pct": 0,
"w_pct": 0,
"m_pct": 0,
"comparable_agents": 3,
"quarantined_agents": 0,
"confidence": "high",
"published": {
"d": false,
"w": false,
"m": false
},
"held_reason": {
"d": null,
"w": null,
"m": null
},
"driver": {
"d": null,
"w": null,
"m": null
},
"tier_contribution": {
"d": {
"individual": 0,
"pro": 0,
"team_sme": 0,
"enterprise": 0
},
"w": {
"individual": 0,
"pro": 0,
"team_sme": 0,
"enterprise": 0
},
"m": {
"individual": 0,
"pro": 0,
"team_sme": 0,
"enterprise": 0
}
},
"tier_series": {
"individual": [
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100
],
"pro": [
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100
],
"team_sme": [
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100
],
"enterprise": [
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100,
100
]
},
"tier_own_move": {
"d": {
"individual": 0,
"pro": 0,
"team_sme": 0,
"enterprise": 0
},
"w": {
"individual": 0,
"pro": 0,
"team_sme": 0,
"enterprise": 0
},
"m": {
"individual": 0,
"pro": 0,
"team_sme": 0,
"enterprise": 0
}
},
"tier_agents": {
"individual": 1,
"pro": 2,
"team_sme": 1,
"enterprise": 0
},
"obs_range": {
"d": null,
"w": null,
"m": null
},
"tier_obs_range": {
"d": {
"individual": null,
"pro": null,
"team_sme": null,
"enterprise": null
},
"w": {
"individual": null,
"pro": null,
"team_sme": null,
"enterprise": null
},
"m": {
"individual": null,
"pro": null,
"team_sme": null,
"enterprise": null
}
}
},
"pricing": {
"sampleSize": 10,
"observed": 7,
"byPersona": {
"free": {
"n": 4,
"nPriced": 0,
"reliability": "none",
"median": null,
"p25": null,
"p75": null,
"min": null,
"max": null,
"mean": null,
"stdev": null,
"usageShare": 0
},
"individual": {
"n": 2,
"nPriced": 2,
"reliability": "low",
"median": 5.02,
"p25": 2.53,
"p75": 7.51,
"min": 0.05,
"max": 9.99,
"mean": 5.02,
"stdev": 7.03,
"usageShare": 0.5
},
"pro": {
"n": 4,
"nPriced": 4,
"reliability": "low",
"median": 39.95,
"p25": 24.9,
"p75": 57.48,
"min": 9.9,
"max": 79.9,
"mean": 42.43,
"stdev": 29.87,
"usageShare": 0
},
"team_sme": {
"n": 0,
"nPriced": 0,
"reliability": "none",
"median": null,
"p25": null,
"p75": null,
"min": null,
"max": null,
"mean": null,
"stdev": null,
"usageShare": 0
},
"enterprise": {
"n": 4,
"nPriced": 0,
"reliability": "none",
"median": null,
"p25": null,
"p75": null,
"min": null,
"max": null,
"mean": null,
"stdev": null,
"usageShare": 0
}
},
"byPersonaMonthly": {
"free": {
"nMonthly": 0,
"p25": null,
"median": null,
"p75": null,
"confidence": "none",
"usageShare": 0,
"mixedBilling": false,
"monthlyComparable": false
},
"individual": {
"nMonthly": 1,
"p25": null,
"median": null,
"p75": null,
"confidence": "none",
"usageShare": 0.5,
"mixedBilling": true,
"monthlyComparable": false
},
"pro": {
"nMonthly": 4,
"p25": 24.9,
"median": 39.95,
"p75": 57.48,
"confidence": "low",
"usageShare": 0,
"mixedBilling": false,
"monthlyComparable": true
},
"team_sme": {
"nMonthly": 0,
"p25": null,
"median": null,
"p75": null,
"confidence": "none",
"usageShare": 0,
"mixedBilling": false,
"monthlyComparable": false
},
"enterprise": {
"nMonthly": 0,
"p25": null,
"median": null,
"p75": null,
"confidence": "none",
"usageShare": 0,
"mixedBilling": false,
"monthlyComparable": false
}
},
"byTierCohorts": {
"status": "ok",
"cohorts": [
{
"tier": "pro",
"currency": "USD",
"period": "month",
"unit": "flat",
"median": 39.95,
"provider_count": 2,
"plan_observation_count": 4,
"data_confidence": 0.17,
"data_confidence_basis": {
"provider_component": 0.17,
"observation_component": 0.2,
"provider_count": 2,
"plan_observation_count": 4
},
"reliability": "low",
"members": [
{
"provider": "iweaver_personal_finance_coach",
"usd": 29.9
},
{
"provider": "koko_finance",
"usd": 50
}
]
}
],
"rejected": {
"ambiguous_cadence": 4,
"usage_not_monthly": 1
},
"evidence": {
"status": "ok",
"single_observations": [],
"observed_offers": [
{
"billing": "monthly",
"unit": "flat",
"count": 5,
"offers": [
{
"provider": "financial_coach",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$9.99/mo",
"monthly_usd": 9.99
},
{
"provider": "iweaver_personal_finance_coach",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$79.9 /mo",
"monthly_usd": 79.9
},
{
"provider": "iweaver_personal_finance_coach",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$29.9 /mo",
"monthly_usd": 29.9
},
{
"provider": "iweaver_personal_finance_coach",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$9.9 /mo",
"monthly_usd": 9.9
},
{
"provider": "koko_finance",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$50 /month",
"monthly_usd": 50
}
]
},
{
"billing": "usage",
"unit": "per_call",
"count": 1,
"offers": [
{
"provider": "koko_finance",
"tier": "individual",
"billing": "usage",
"unit": "per_call",
"price": "$0.05/call",
"monthly_usd": null
}
]
},
{
"billing": "unspecified_period",
"unit": "flat",
"count": 4,
"offers": [
{
"provider": "koko_finance",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Custom",
"monthly_usd": null
},
{
"provider": "panorad_financial_wellness",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact sales",
"monthly_usd": null
},
{
"provider": "panorad_financial_wellness",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact sales",
"monthly_usd": null
},
{
"provider": "panorad_financial_wellness",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact sales",
"monthly_usd": null
}
]
}
],
"coverage": {
"priced_providers": 4,
"normalized_observations": 5,
"comparable_providers": 3,
"strict_cohorts": 1,
"exclusion_reasons": {
"ambiguous_cadence": 4,
"usage_not_monthly": 1
}
}
}
},
"quoteOnlyProvidersByTier": {
"enterprise": 2,
"pro": 0,
"individual": 0
},
"billingMix": {
"freemium": 3,
"free": 2,
"contact_sales": 1,
"subscription": 1
},
"freeTierShare": 0.71,
"medianLowestUsd": 9.99
},
"movement": null,
"index_series": {
"series": [
{
"day": "2026-09-17",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-18",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-19",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-20",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-21",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-22",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-23",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-24",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-09-25",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-09-26",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-09-27",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-09-28",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-09-29",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-09-30",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-10-01",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-02",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-10-03",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-10-04",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-10-05",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-06",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-07",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-08",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-09",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-10",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-11",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-12",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-13",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-14",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-15",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-10-16",
"index": 100,
"pairs": 3,
"dayChangePct": 0
}
],
"latest": 100,
"day_change_pct": 0,
"methodology": "Chained daily price index, base 100 on the first priced scan day (29 Jun 2026). The overall index is the COMPOSITE of the four buyer-tier indices (individual / pro / team&sme / enterprise): each day it moves by the equal-weighted average of the tiers' moves. Each tier index is like-for-like — only agents priced on both consecutive scan days (per-agent ratios, geometric mean, clipped to [0.2, 5]) — so composition changes (agents revealing or hiding prices) can never move it."
},
"top_agents": [
{
"agent_id": "financial_coach",
"name": "Financial Coach",
"url": "https://shelter.money",
"short_summary": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
"price": {
"commercial": {
"entry_offer": {
"line": "Go Further with Shelter",
"monthly_native": 9.99,
"monthly_usd": 9.99,
"commitment": "monthly",
"basis": "$9.99/month",
"billing_verified": false,
"billing_note": "the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
},
"currency": "USD",
"notes": [
"billing period unverified: the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
],
"lines": [
{
"name": "Go Further with Shelter",
"price": "$9.99/mo",
"kind": "base_subscription",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 9.99,
"monthly_usd": 9.99,
"headline": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle)",
"summary": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle). Shelter offers one subscription at $9.99/mo or $79/yr, with a 14-day trial and no permanent free plan."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "koko_finance",
"name": "Koko Finance",
"url": "https://kokofinance.net/developers.html",
"short_summary": "Analyze credit card portfolios, compare cards, provide recommendations, check renewal value, give merchant-level advice, extract card terms, and track data cha…",
"price": {
"commercial": {
"entry_offer": {
"line": "Paid",
"monthly_native": 50,
"monthly_usd": 50,
"commitment": "monthly",
"basis": "$50/month",
"billing_verified": true
},
"rates": [
{
"line": "Paid usage",
"per": "per call",
"text": "$0.05 per call"
}
],
"currency": "USD",
"lines": [
{
"name": "Evaluation",
"price": "$0",
"kind": "free",
"billed": "monthly"
},
{
"name": "Paid",
"price": "$50 /month",
"kind": "base_subscription",
"billed": "monthly"
},
{
"name": "Paid usage",
"price": "$0.05/call",
"kind": "usage_rate",
"unit": "call",
"billed": "usage"
},
{
"name": "Enterprise",
"price": "Custom",
"kind": "custom"
}
]
},
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 50,
"monthly_usd": 50,
"headline": "Free plan; paid from $50/mo",
"summary": "Free plan; paid from $50/mo. Koko Finance offers a lifetime 250-call evaluation tier, a $50/month paid tier with usage billed at $0.05 per call, and custom enterprise pricing."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "alternomy_calculators",
"name": "Alternomy Calculators",
"url": "https://alternomy.com",
"short_summary": "Swedish personal-finance calculators with 2026 tax rules: rent vs buy, leasing, savings, mortgages",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public price found on the vendor site."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "lowermybill",
"name": "Lowermybill",
"url": "https://lowermybill.pages.dev",
"short_summary": "Ready-to-use call scripts for lowering US and UK household bills: home internet, mobile, cable or satellite TV, streaming, car and home insurance, electricity…",
"price": {
"commercial": {
"currency": "USD",
"lines": [
{
"name": "Lower My Bill",
"price": "free",
"kind": "free",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Free. Lower My Bill is explicitly offered as a free household-bill negotiation guide with no sign-up required."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "numeratica_mcp",
"name": "Numeratica",
"url": "https://docs.numeratica.com",
"short_summary": "76 deterministic US retirement and tax calculators — Monte Carlo projections, federal and 50-state income tax, Social Security, RMDs, IRMAA, Roth conversions,…",
"price": {
"commercial": {
"currency": "USD",
"lines": [
{
"name": "Free tier",
"price": "free",
"kind": "free",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Free. Numeratica offers a permanent free tier with paid keys available for higher limits, but no public paid pricing is shown."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "obolus",
"name": "Obolus",
"url": "https://www.obolusfinanz.de/en",
"short_summary": "Calculate take-home pay and compare salary outcomes across eight countries with Obolus.\n\nThe server offers two read-only tools:\n\n- **berechne** — calculate det…",
"price": {
"commercial": {
"currency": "EUR",
"notes": [
"prices in EUR as published; USD figures are conversions at 2026-10-16"
],
"lines": [
{
"name": "Free account",
"price": "0EUR",
"kind": "free",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Free. Obolus offers a free account for saving and continuing relocation finance comparisons."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "panorad_financial_wellness",
"name": "AI Financial Wellness Coach Chatbot",
"url": "https://panorad.ai/agents/financial_wellness_coach_chatbot",
"short_summary": "Provides personalized financial wellness coaching, analyzes documents, surfaces workflow risks, and automates personal finance work for financial services teams",
"price": {
"commercial": {
"currency": "USD",
"lines": [
{
"name": "Workflow review",
"price": "Contact sales",
"kind": "custom"
},
{
"name": "Production deployment",
"price": "Contact sales",
"kind": "custom"
},
{
"name": "Partner or multi-entity rollout",
"price": "Contact sales",
"kind": "custom"
}
]
},
"observed": true,
"billing": "contact_sales",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Contact sales (no public price)",
"summary": "Contact sales (no public price). Panorad does not publish fixed self-serve pricing and scopes commercial terms around workflow, deployment, governance, and rollout requirements."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "iweaver_personal_finance_coach",
"name": "Iweaver Personal Finance Coach",
"url": "https://iweaver.ai/agents/personal-finance-coach",
"short_summary": "Provides personalized financial coaching, budgeting, debt payoff planning, savings strategies, and progress tracking",
"price": {
"commercial": {
"entry_offer": {
"line": "Pro",
"monthly_native": 9.9,
"monthly_usd": 9.9,
"commitment": "monthly",
"basis": "$9.9/month",
"billing_verified": false,
"billing_note": "the pricing page has a \"Monthly Annually (Save up to 69%)\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
},
"currency": "USD",
"notes": [
"billing period unverified: the pricing page has a \"Monthly Annually (Save up to 69%)\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
],
"lines": [
{
"name": "Unlimit",
"price": "$79.9 /mo",
"kind": "base_subscription",
"billed": "monthly"
},
{
"name": "Ultra",
"price": "$29.9 /mo",
"kind": "base_subscription",
"billed": "monthly"
},
{
"name": "Pro",
"price": "$9.9 /mo",
"kind": "base_subscription",
"billed": "monthly"
},
{
"name": "Free",
"price": "$0.0 /mo",
"kind": "free",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 9.9,
"monthly_usd": 9.9,
"headline": "Free plan; paid from $9.9/mo (billing period unverified: page has a Monthly/Annual toggle)",
"summary": "Free plan; paid from $9.9/mo (billing period unverified: page has a Monthly/Annual toggle). iWeaver offers a free plan with limited daily credits and three paid monthly plans ranging from $9.9 to $79.9 per month."
},
"evidence_quality": "low",
"upvotes": 0
},
{
"agent_id": "tendi",
"name": "Tendi",
"url": "https://tendi.ai/",
"short_summary": "AI-powered personal financial advisor that analyzes spending, saving, and investing habits to provide personalized financial planning, budgeting advice, and go…",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public pricing was observed on the homepage, and no pricing page was available."
},
"evidence_quality": "unclear",
"upvotes": 0
}
],
"platforms_also_here": [],
"page_url": "https://agentery.com/market/ai-financial-coach-personal",
"summary": {
"niche": "ai-financial-coach-personal",
"sector": "consumer-personal",
"pricing_by_provider_type": {
"headline": "No published benchmark for ai-financial-coach-personal yet — too few comparable priced providers.",
"benchmarks": [],
"warnings": [
"No priced providers meet the benchmark bar for this scope."
],
"full_pricing_via": {
"tool": "price_benchmark",
"arguments": {
"niche": "ai-financial-coach-personal"
},
"note": "add provider_type + buyer_tier for a specific cohort"
}
},
"page_url": "https://agentery.com/market/ai-financial-coach-personal",
"counts": {
"listings_with_price_capture": 10,
"listings_with_observed_public_price": 7,
"providers_with_numeric_monthly_price_latest_scan": null,
"like_for_like_comparable_pairs": null
},
"movement": {
"d": {
"published": false,
"value_pct": null,
"held_reason": null
},
"w": {
"published": false,
"value_pct": null,
"held_reason": null
},
"m": {
"published": false,
"value_pct": null,
"held_reason": null
}
},
"pricing_version": "cohorts-1",
"pricing_status": "ok",
"pricing_by_tier": [
{
"tier": "pro",
"currency": "USD",
"period": "month",
"unit": "flat",
"median": 39.95,
"provider_count": 2,
"plan_observation_count": 4,
"data_confidence": 0.17,
"data_confidence_basis": {
"provider_component": 0.17,
"observation_component": 0.2,
"provider_count": 2,
"plan_observation_count": 4
},
"reliability": "low",
"members": [
{
"provider": "iweaver_personal_finance_coach",
"usd": 29.9
},
{
"provider": "koko_finance",
"usd": 50
}
]
}
],
"pricing_coverage": {
"listings_with_price_capture": 10,
"listings_with_observed_public_price": 7,
"normalized_observations": 5,
"comparable_providers": 3,
"strict_cohorts": 1,
"exclusion_reasons": {
"ambiguous_cadence": 4,
"usage_not_monthly": 1
}
},
"pricing_note": "Provider-deduped, FX-normalized monthly medians, separated by buyer tier AND billing unit (flat/per_seat/per_user/per_agent) — incompatible units are never blended. Ranges (p25/p75) only at >=5 providers; data_confidence is provider-count-weighted. Usage-metered, promo, range, one-time and ambiguous-cadence plans are excluded.",
"pricing_excluded_observations": {
"ambiguous_cadence": 4,
"usage_not_monthly": 1
},
"billing_mix": {
"freemium": 3,
"free": 2,
"contact_sales": 1,
"subscription": 1
},
"free_tier_share": 0.71,
"top_providers": [
{
"agent_id": "financial_coach",
"name": "Financial Coach",
"price": {
"commercial": {
"entry_offer": {
"line": "Go Further with Shelter",
"monthly_native": 9.99,
"monthly_usd": 9.99,
"commitment": "monthly",
"basis": "$9.99/month",
"billing_verified": false,
"billing_note": "the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
},
"currency": "USD",
"notes": [
"billing period unverified: the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
],
"lines": [
{
"name": "Go Further with Shelter",
"price": "$9.99/mo",
"kind": "base_subscription",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 9.99,
"monthly_usd": 9.99,
"headline": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle)",
"summary": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle). Shelter offers one subscription at $9.99/mo or $79/yr, with a 14-day trial and no permanent free plan."
},
"observed": true
},
{
"agent_id": "koko_finance",
"name": "Koko Finance",
"price": {
"commercial": {
"entry_offer": {
"line": "Paid",
"monthly_native": 50,
"monthly_usd": 50,
"commitment": "monthly",
"basis": "$50/month",
"billing_verified": true
},
"rates": [
{
"line": "Paid usage",
"per": "per call",
"text": "$0.05 per call"
}
],
"currency": "USD",
"lines": [
{
"name": "Evaluation",
"price": "$0",
"kind": "free",
"billed": "monthly"
},
{
"name": "Paid",
"price": "$50 /month",
"kind": "base_subscription",
"billed": "monthly"
},
{
"name": "Paid usage",
"price": "$0.05/call",
"kind": "usage_rate",
"unit": "call",
"billed": "usage"
},
{
"name": "Enterprise",
"price": "Custom",
"kind": "custom"
}
]
},
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 50,
"monthly_usd": 50,
"headline": "Free plan; paid from $50/mo",
"summary": "Free plan; paid from $50/mo. Koko Finance offers a lifetime 250-call evaluation tier, a $50/month paid tier with usage billed at $0.05 per call, and custom enterprise pricing."
},
"observed": true
},
{
"agent_id": "alternomy_calculators",
"name": "Alternomy Calculators",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public price found on the vendor site."
},
"observed": false
},
{
"agent_id": "lowermybill",
"name": "Lowermybill",
"price": {
"commercial": {
"currency": "USD",
"lines": [
{
"name": "Lower My Bill",
"price": "free",
"kind": "free",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Free. Lower My Bill is explicitly offered as a free household-bill negotiation guide with no sign-up required."
},
"observed": true
},
{
"agent_id": "numeratica_mcp",
"name": "Numeratica",
"price": {
"commercial": {
"currency": "USD",
"lines": [
{
"name": "Free tier",
"price": "free",
"kind": "free",
"billed": "monthly"
}
]
},
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Free. Numeratica offers a permanent free tier with paid keys available for higher limits, but no public paid pricing is shown."
},
"observed": true
}
],
"suggested_next_calls": [
{
"tool": "price_benchmark",
"arguments": {
"niche": "ai-financial-coach-personal"
},
"purpose": "full observed price distribution + per-tier medians for this niche"
},
{
"tool": "niche_report",
"arguments": {
"niche": "ai-financial-coach-personal",
"response_mode": "full"
},
"purpose": "the complete report incl. index series and tier decomposition"
},
{
"tool": "suggest_alternatives",
"arguments": {
"agent_id": "financial_coach"
},
"purpose": "comparable (optionally cheaper) providers to a named agent"
},
{
"tool": "get_agent_profile",
"arguments": {
"agent_id": "financial_coach"
},
"purpose": "full profile, integrations and pricing for one provider"
}
]
}
}Full market
6 providers, one sortable view
Dense enough for many listings; progressive disclosure keeps mobile usable.
ProviderTypeFromVs niche medianLiveness
Financial Coachtracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts
Koko FinanceAnalyze credit card portfolios, compare cards, provide recommendations, check renewal value, give merchant-level advice, extract card terms, and track data cha…LLowermybillReady-to-use call scripts for lowering US and UK household bills: home internet, mobile, cable or satellite TV, streaming, car and home insurance, electricity…
mcpFreefree to use—100% live
ObolusCalculate take-home pay and compare salary outcomes across eight countries with Obolus.
The server offers two read-only tools:
- **berechne** — calculate det…
Iweaver Personal Finance CoachProvides personalized financial coaching, budgeting, debt payoff planning, savings strategies, and progress trackingShowing only providers with a published price or a free plan. $29 = lowest observed monthly · Free = free to use · Free tier = free plan + paid options.