AI Financial Coach Personal
Query this niche via MCP
niche_report({ niche: "ai-financial-coach-personal" })Agents · median
MCP servers · median
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each dot = one provider · log scaleNo providers priced at the All tier yet.
All plans
0 pricedProvidervs its cohort medianMonthly
Position is relative to the provider's own delivery-type median at this tier — never a blended one.
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{
"niche": "ai-financial-coach-personal",
"parent_sector": "consumer-personal",
"provider_type_pricing": {
"slug": "ai-financial-coach-personal",
"pricing_basis": "lowest_observed_monthly_usd",
"provider_type_methodology": "commercial-form-v2",
"provider_type_methodology_published_at": "2026-07-31",
"blended": {
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"p25": null,
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"providers": 3
},
"by_provider_type": {
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"publishable": false,
"confidence": "insufficient",
"reason": "Fewer than three comparable priced Agent-economy products are available."
},
"mcp": {
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"publishable": false,
"confidence": "insufficient",
"reason": "Fewer than three comparable priced MCP servers are available."
}
},
"recommended_cohort": null,
"recommendation_reason": "Choose the cohort according to the commercial delivery type being assessed.",
"fallback_context": null,
"context_note": null
},
"crowding_level": "sparse",
"observed_node_count": 2,
"adjacent_niches": [
"ai-tax-prep-consumer",
"visa-immigration-consumer",
"mental-health-companion",
"ai-nutritionist",
"ai-legal-assistant-consumer",
"local-ai-platform"
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"market_pulse": {
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},
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},
"pricing": {
"sampleSize": 6,
"observed": 4,
"byPersona": {
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"n": 2,
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"reliability": "none",
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"individual": {
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"n": 4,
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"min": 9.9,
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"team_sme": {
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},
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},
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},
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"confidence": "none",
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}
},
"byTierCohorts": {
"status": "ok",
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{
"tier": "pro",
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"provider_count": 2,
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},
"reliability": "low",
"members": [
{
"provider": "iweaver_personal_finance_coach",
"usd": 29.9
},
{
"provider": "koko_finance",
"usd": 199
}
]
}
],
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"evidence": {
"status": "ok",
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{
"billing": "monthly",
"unit": "flat",
"count": 6,
"offers": [
{
"provider": "financial_coach",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$9.99 USD/month",
"monthly_usd": 9.99
},
{
"provider": "iweaver_personal_finance_coach",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$9.9 /mo",
"monthly_usd": 9.9
},
{
"provider": "iweaver_personal_finance_coach",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$29.9 /mo",
"monthly_usd": 29.9
},
{
"provider": "iweaver_personal_finance_coach",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$79.9 /mo",
"monthly_usd": 79.9
},
{
"provider": "koko_finance",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$199 /month",
"monthly_usd": 199
},
{
"provider": "koko_finance",
"tier": "team_sme",
"billing": "monthly",
"unit": "flat",
"price": "$3,999 /month",
"monthly_usd": 3999
}
]
},
{
"billing": "unspecified_period",
"unit": "flat",
"count": 4,
"offers": [
{
"provider": "koko_finance",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Custom",
"monthly_usd": null
},
{
"provider": "panorad_financial_wellness",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact sales",
"monthly_usd": null
},
{
"provider": "panorad_financial_wellness",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact sales",
"monthly_usd": null
},
{
"provider": "panorad_financial_wellness",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact sales",
"monthly_usd": null
}
]
}
],
"coverage": {
"priced_providers": 4,
"normalized_observations": 6,
"comparable_providers": 3,
"strict_cohorts": 1,
"exclusion_reasons": {
"ambiguous_cadence": 4
}
}
}
},
"billingMix": {
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"freemium": 1,
"subscription": 2
},
"freeTierShare": 0.25,
"medianLowestUsd": 9.99
},
"movement": {
"niche": "ai-financial-coach-personal",
"sector": "consumer-personal",
"pricedNow": 3,
"pairs": 2,
"repriced": [],
"newlyPriced": [
"financial_coach"
],
"droppedFromPriced": [],
"likeForLikePct": 0,
"kind": "composition",
"narrative": "Composition change (average moved, but no agent changed its price): 1 newly published pricing."
},
"index_series": {
"series": [
{
"day": "2026-07-08",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-07-09",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-10",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-11",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-12",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-13",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-14",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-15",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-16",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-17",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-18",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-19",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-20",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-21",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-22",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-23",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-24",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-25",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-26",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-27",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-28",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-29",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-30",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-07-31",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-08-01",
"index": 100,
"pairs": 2,
"dayChangePct": 0
},
{
"day": "2026-08-02",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-08-03",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-08-04",
"index": 100,
"pairs": 3,
"dayChangePct": 0
},
{
"day": "2026-08-05",
"index": 100,
"pairs": 4,
"dayChangePct": 0
},
{
"day": "2026-08-06",
"index": 100,
"pairs": 3,
"dayChangePct": 0
}
],
"latest": 100,
"day_change_pct": 0,
"methodology": "Chained daily price index, base 100 on the first priced scan day (29 Jun 2026). The overall index is the COMPOSITE of the four buyer-tier indices (individual / pro / team&sme / enterprise): each day it moves by the equal-weighted average of the tiers' moves. Each tier index is like-for-like — only agents priced on both consecutive scan days (per-agent ratios, geometric mean, clipped to [0.2, 5]) — so composition changes (agents revealing or hiding prices) can never move it."
},
"top_agents": [
{
"agent_id": "financial_coach",
"name": "Financial Coach",
"url": "https://shelter.money",
"short_summary": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
"price": {
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 9.99,
"monthly_usd": 9.99,
"headline": "From $9.99/mo",
"summary": "From $9.99/mo. Shelter offers one Guardian subscription at $9.99 USD per month after a 14-day trial."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "koko_finance",
"name": "Koko Finance",
"url": "https://kokofinance.net/developers.html",
"short_summary": "Analyze credit card portfolios, compare cards, provide recommendations, check renewal value, give merchant-level advice, extract card terms, and track data cha…",
"price": {
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 199,
"monthly_usd": 199,
"headline": "From $199/mo",
"summary": "From $199/mo. Koko Finance offers a $0 evaluation tier with 1,000 lifetime API calls, paid Pro and Scale subscriptions from $199/month, usage-based overages, and custom Enterprise pricing."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "panorad_financial_wellness",
"name": "AI Financial Wellness Coach Chatbot",
"url": "https://panorad.ai/agents/financial_wellness_coach_chatbot",
"short_summary": "Provides personalized financial wellness coaching, analyzes documents, surfaces workflow risks, and automates personal finance work for financial services teams",
"price": {
"observed": true,
"billing": "contact_sales",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Contact sales (no public price)",
"summary": "Panorad does not publish fixed self-serve pricing and scopes commercial terms around workflow, deployment, governance, and rollout requirements."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "iweaver_personal_finance_coach",
"name": "Iweaver Personal Finance Coach",
"url": "https://iweaver.ai/agents/personal-finance-coach",
"short_summary": "Provides personalized financial coaching, budgeting, debt payoff planning, savings strategies, and progress tracking",
"price": {
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 9.9,
"monthly_usd": 9.9,
"headline": "Free tier, then from $9.9/mo",
"summary": "Free tier, then from $9.9/mo. iWeaver offers a free plan and three monthly paid plans priced from $9.9 to $79.9, with higher tiers providing more credits and access to advanced or flagship models."
},
"evidence_quality": "low",
"upvotes": 0
},
{
"agent_id": "tendi",
"name": "Tendi",
"url": "https://tendi.ai/",
"short_summary": "AI-powered personal financial advisor that analyzes spending, saving, and investing habits to provide personalized financial planning, budgeting advice, and go…",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public pricing is shown on the available Tendi homepage, and no pricing page was provided."
},
"evidence_quality": "unclear",
"upvotes": 0
}
],
"platforms_also_here": [],
"page_url": "https://agentery.com/market/ai-financial-coach-personal",
"summary": {
"niche": "ai-financial-coach-personal",
"sector": "consumer-personal",
"pricing_by_provider_type": {
"headline": "No published benchmark for ai-financial-coach-personal yet — too few comparable priced providers.",
"benchmarks": [],
"warnings": [
"No priced providers meet the benchmark bar for this scope."
],
"full_pricing_via": {
"tool": "price_benchmark",
"arguments": {
"niche": "ai-financial-coach-personal"
},
"note": "add provider_type + buyer_tier for a specific cohort"
}
},
"page_url": "https://agentery.com/market/ai-financial-coach-personal",
"counts": {
"listings_with_price_capture": 6,
"listings_with_observed_public_price": 4,
"providers_with_numeric_monthly_price_latest_scan": 3,
"like_for_like_comparable_pairs": 2
},
"movement": {
"d": {
"published": false,
"value_pct": null,
"held_reason": null
},
"w": {
"published": false,
"value_pct": null,
"held_reason": null
},
"m": {
"published": false,
"value_pct": null,
"held_reason": null
}
},
"pricing_version": "cohorts-1",
"pricing_status": "ok",
"pricing_by_tier": [
{
"tier": "pro",
"currency": "USD",
"period": "month",
"unit": "flat",
"median": 114.45,
"provider_count": 2,
"plan_observation_count": 4,
"data_confidence": 0.17,
"data_confidence_basis": {
"provider_component": 0.17,
"observation_component": 0.2,
"provider_count": 2,
"plan_observation_count": 4
},
"reliability": "low",
"members": [
{
"provider": "iweaver_personal_finance_coach",
"usd": 29.9
},
{
"provider": "koko_finance",
"usd": 199
}
]
}
],
"pricing_coverage": {
"listings_with_price_capture": 6,
"listings_with_observed_public_price": 4,
"normalized_observations": 6,
"comparable_providers": 3,
"strict_cohorts": 1,
"exclusion_reasons": {
"ambiguous_cadence": 4
}
},
"pricing_note": "Provider-deduped, FX-normalized monthly medians, separated by buyer tier AND billing unit (flat/per_seat/per_user/per_agent) — incompatible units are never blended. Ranges (p25/p75) only at >=5 providers; data_confidence is provider-count-weighted. Usage-metered, promo, range, one-time and ambiguous-cadence plans are excluded.",
"pricing_excluded_observations": {
"ambiguous_cadence": 4
},
"billing_mix": {
"contact_sales": 1,
"freemium": 1,
"subscription": 2
},
"free_tier_share": 0.25,
"top_providers": [
{
"agent_id": "financial_coach",
"name": "Financial Coach",
"price": {
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 9.99,
"monthly_usd": 9.99,
"headline": "From $9.99/mo",
"summary": "From $9.99/mo. Shelter offers one Guardian subscription at $9.99 USD per month after a 14-day trial."
},
"observed": true
},
{
"agent_id": "koko_finance",
"name": "Koko Finance",
"price": {
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 199,
"monthly_usd": 199,
"headline": "From $199/mo",
"summary": "From $199/mo. Koko Finance offers a $0 evaluation tier with 1,000 lifetime API calls, paid Pro and Scale subscriptions from $199/month, usage-based overages, and custom Enterprise pricing."
},
"observed": true
},
{
"agent_id": "panorad_financial_wellness",
"name": "AI Financial Wellness Coach Chatbot",
"price": {
"observed": true,
"billing": "contact_sales",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Contact sales (no public price)",
"summary": "Panorad does not publish fixed self-serve pricing and scopes commercial terms around workflow, deployment, governance, and rollout requirements."
},
"observed": true
},
{
"agent_id": "iweaver_personal_finance_coach",
"name": "Iweaver Personal Finance Coach",
"price": {
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 9.9,
"monthly_usd": 9.9,
"headline": "Free tier, then from $9.9/mo",
"summary": "Free tier, then from $9.9/mo. iWeaver offers a free plan and three monthly paid plans priced from $9.9 to $79.9, with higher tiers providing more credits and access to advanced or flagship models."
},
"observed": true
},
{
"agent_id": "tendi",
"name": "Tendi",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public pricing is shown on the available Tendi homepage, and no pricing page was provided."
},
"observed": false
}
],
"suggested_next_calls": [
{
"tool": "price_benchmark",
"arguments": {
"niche": "ai-financial-coach-personal"
},
"purpose": "full observed price distribution + per-tier medians for this niche"
},
{
"tool": "niche_report",
"arguments": {
"niche": "ai-financial-coach-personal",
"response_mode": "full"
},
"purpose": "the complete report incl. index series and tier decomposition"
},
{
"tool": "suggest_alternatives",
"arguments": {
"agent_id": "financial_coach"
},
"purpose": "comparable (optionally cheaper) providers to a named agent"
},
{
"tool": "get_agent_profile",
"arguments": {
"agent_id": "financial_coach"
},
"purpose": "full profile, integrations and pricing for one provider"
}
]
}
}Full market
3 providers, one sortable view
Dense enough for many listings; progressive disclosure keeps mobile usable.
ProviderTypeFromVs niche medianLiveness
Financial Coachtracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts
Koko FinanceAnalyze credit card portfolios, compare cards, provide recommendations, check renewal value, give merchant-level advice, extract card terms, and track data cha…
Iweaver Personal Finance CoachProvides personalized financial coaching, budgeting, debt payoff planning, savings strategies, and progress trackingShowing only providers with a published price or a free plan. $29 = lowest observed monthly · Free = free to use · Free tier = free plan + paid options.