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AI Financial Coach Personal

Query this niche via MCPmarket_report({ query: "AI Financial Coach Personal", response_mode: "summary" })
active marketmarket pulse 32/100commercial money present0 new builders in 30d9 listings
basis: all observed monthly plans · commercial-form-v2
Agents · median
None priced — too few for a Agents median.
MCP servers · median
None priced — too few for a MCP servers median.

All plans — Agents vs MCPs

each dot = one provider · log scale
No providers priced at the All tier yet.

All plans

0 priced
Providervs its cohort medianMonthly
Position is relative to the provider's own delivery-type median at this tier — never a blended one.
What the figures on this page are. This page is Agentery's fixed-niche view of AI Financial Coach Personal (latest observation 2026-10-16T03:43:44.171Z). The headline medians above are computed from that data per delivery type and buyer-tier tab: on a tier tab, the median of each provider's plan at that tier; on “All”, every priced plan point across tiers pooled. Small cohorts show as “too few” rather than a median. The embedded response below is the broader fixed-niche report: its by_provider_type.*.median pools all tiers, pricing.byPersona.* is per buyer tier, and the unit cohorts (e.g. Pro flat) are per tier and billing unit — so those blocks legitimately differ from one headline figure. Over MCP today the advertised tools are market_report (a semantic neighbourhood for your query, not this fixed niche) and price_benchmark (query/task); niche_report stays callable as a legacy alias. Their cohorts are defined differently, so their numbers can differ from this page.
market_reportprice_benchmark
See the MCP response behind this pagefixed-niche report (legacy niche_report alias, full mode) — broader than the headline figure
{
  "niche": "ai-financial-coach-personal",
  "parent_sector": "consumer-personal",
  "provider_type_pricing": {
    "slug": "ai-financial-coach-personal",
    "pricing_basis": "lowest_observed_monthly_usd",
    "provider_type_methodology": "commercial-form-v2",
    "provider_type_methodology_published_at": "2026-07-31",
    "blended": {
      "median": 9.99,
      "p25": null,
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      "providers": 3
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    "by_provider_type": {
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        "providers": 1,
        "publishable": false,
        "confidence": "insufficient",
        "reason": "Fewer than three comparable priced Agent-economy products are available."
      },
      "mcp": {
        "median": null,
        "p25": null,
        "p75": null,
        "providers": 2,
        "publishable": false,
        "confidence": "insufficient",
        "reason": "Fewer than three comparable priced MCP servers are available."
      }
    },
    "recommended_cohort": null,
    "recommendation_reason": "Choose the cohort according to the commercial delivery type being assessed.",
    "fallback_context": null,
    "context_note": null
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  "crowding_level": "sparse",
  "observed_node_count": 2,
  "adjacent_niches": [
    "ai-tax-prep-consumer",
    "visa-immigration-consumer",
    "mental-health-companion",
    "ai-nutritionist",
    "ai-legal-assistant-consumer",
    "local-ai-platform"
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  "market_pulse": {
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    "drivers": [
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      "2 new builders in 30d"
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    "price_move_30d_pct": -36.9,
    "money_share": 0.2857142857142857,
    "entry_rate": 0.13333333333333333,
    "alive_share": 1
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    "comparable_agents": 3,
    "quarantined_agents": 0,
    "confidence": "high",
    "published": {
      "d": false,
      "w": false,
      "m": false
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    "held_reason": {
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          "provider_count": 2,
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          "data_confidence": 0.17,
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          "reliability": "low",
          "members": [
            {
              "provider": "iweaver_personal_finance_coach",
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            {
              "provider": "koko_finance",
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      "evidence": {
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                "monthly_usd": 9.99
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              {
                "provider": "iweaver_personal_finance_coach",
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                "monthly_usd": 29.9
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              {
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          {
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              {
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                "billing": "unspecified_period",
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                "price": "Custom",
                "monthly_usd": null
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              {
                "provider": "panorad_financial_wellness",
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              {
                "provider": "panorad_financial_wellness",
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              {
                "provider": "panorad_financial_wellness",
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    },
    "quoteOnlyProvidersByTier": {
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    "billingMix": {
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    "freeTierShare": 0.71,
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        "day": "2026-09-19",
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        "index": 100,
        "pairs": 4,
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      {
        "day": "2026-09-21",
        "index": 100,
        "pairs": 4,
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      {
        "day": "2026-09-22",
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        "day": "2026-09-23",
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        "pairs": 2,
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      {
        "day": "2026-09-26",
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        "pairs": 2,
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        "day": "2026-09-27",
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      {
        "day": "2026-09-28",
        "index": 100,
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      {
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        "index": 100,
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        "day": "2026-10-03",
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        "pairs": 3,
        "dayChangePct": 0
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      {
        "day": "2026-10-07",
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        "pairs": 3,
        "dayChangePct": 0
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      {
        "day": "2026-10-08",
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        "pairs": 3,
        "dayChangePct": 0
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      {
        "day": "2026-10-09",
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      {
        "day": "2026-10-10",
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      {
        "day": "2026-10-12",
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        "day": "2026-10-13",
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        "dayChangePct": 0
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      {
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    "methodology": "Chained daily price index, base 100 on the first priced scan day (29 Jun 2026). The overall index is the COMPOSITE of the four buyer-tier indices (individual / pro / team&sme / enterprise): each day it moves by the equal-weighted average of the tiers' moves. Each tier index is like-for-like — only agents priced on both consecutive scan days (per-agent ratios, geometric mean, clipped to [0.2, 5]) — so composition changes (agents revealing or hiding prices) can never move it."
  },
  "top_agents": [
    {
      "agent_id": "financial_coach",
      "name": "Financial Coach",
      "url": "https://shelter.money",
      "short_summary": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
      "price": {
        "commercial": {
          "entry_offer": {
            "line": "Go Further with Shelter",
            "monthly_native": 9.99,
            "monthly_usd": 9.99,
            "commitment": "monthly",
            "basis": "$9.99/month",
            "billing_verified": false,
            "billing_note": "the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
          },
          "currency": "USD",
          "notes": [
            "billing period unverified: the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
          ],
          "lines": [
            {
              "name": "Go Further with Shelter",
              "price": "$9.99/mo",
              "kind": "base_subscription",
              "billed": "monthly"
            }
          ]
        },
        "observed": true,
        "billing": "subscription",
        "lowest_monthly_usd": 9.99,
        "monthly_usd": 9.99,
        "headline": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle)",
        "summary": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle). Shelter offers one subscription at $9.99/mo or $79/yr, with a 14-day trial and no permanent free plan."
      },
      "evidence_quality": "high",
      "upvotes": 0
    },
    {
      "agent_id": "koko_finance",
      "name": "Koko Finance",
      "url": "https://kokofinance.net/developers.html",
      "short_summary": "Analyze credit card portfolios, compare cards, provide recommendations, check renewal value, give merchant-level advice, extract card terms, and track data cha…",
      "price": {
        "commercial": {
          "entry_offer": {
            "line": "Paid",
            "monthly_native": 50,
            "monthly_usd": 50,
            "commitment": "monthly",
            "basis": "$50/month",
            "billing_verified": true
          },
          "rates": [
            {
              "line": "Paid usage",
              "per": "per call",
              "text": "$0.05 per call"
            }
          ],
          "currency": "USD",
          "lines": [
            {
              "name": "Evaluation",
              "price": "$0",
              "kind": "free",
              "billed": "monthly"
            },
            {
              "name": "Paid",
              "price": "$50 /month",
              "kind": "base_subscription",
              "billed": "monthly"
            },
            {
              "name": "Paid usage",
              "price": "$0.05/call",
              "kind": "usage_rate",
              "unit": "call",
              "billed": "usage"
            },
            {
              "name": "Enterprise",
              "price": "Custom",
              "kind": "custom"
            }
          ]
        },
        "observed": true,
        "billing": "freemium",
        "lowest_monthly_usd": 50,
        "monthly_usd": 50,
        "headline": "Free plan; paid from $50/mo",
        "summary": "Free plan; paid from $50/mo. Koko Finance offers a lifetime 250-call evaluation tier, a $50/month paid tier with usage billed at $0.05 per call, and custom enterprise pricing."
      },
      "evidence_quality": "high",
      "upvotes": 0
    },
    {
      "agent_id": "alternomy_calculators",
      "name": "Alternomy Calculators",
      "url": "https://alternomy.com",
      "short_summary": "Swedish personal-finance calculators with 2026 tax rules: rent vs buy, leasing, savings, mortgages",
      "price": {
        "observed": false,
        "billing": "not_found",
        "lowest_monthly_usd": null,
        "monthly_usd": null,
        "headline": "No public price found",
        "summary": "No public price found on the vendor site."
      },
      "evidence_quality": "medium",
      "upvotes": 0
    },
    {
      "agent_id": "lowermybill",
      "name": "Lowermybill",
      "url": "https://lowermybill.pages.dev",
      "short_summary": "Ready-to-use call scripts for lowering US and UK household bills: home internet, mobile, cable or satellite TV, streaming, car and home insurance, electricity…",
      "price": {
        "commercial": {
          "currency": "USD",
          "lines": [
            {
              "name": "Lower My Bill",
              "price": "free",
              "kind": "free",
              "billed": "monthly"
            }
          ]
        },
        "observed": true,
        "billing": "free",
        "lowest_monthly_usd": null,
        "monthly_usd": null,
        "headline": "Free",
        "summary": "Free. Lower My Bill is explicitly offered as a free household-bill negotiation guide with no sign-up required."
      },
      "evidence_quality": "medium",
      "upvotes": 0
    },
    {
      "agent_id": "numeratica_mcp",
      "name": "Numeratica",
      "url": "https://docs.numeratica.com",
      "short_summary": "76 deterministic US retirement and tax calculators — Monte Carlo projections, federal and 50-state income tax, Social Security, RMDs, IRMAA, Roth conversions,…",
      "price": {
        "commercial": {
          "currency": "USD",
          "lines": [
            {
              "name": "Free tier",
              "price": "free",
              "kind": "free",
              "billed": "monthly"
            }
          ]
        },
        "observed": true,
        "billing": "freemium",
        "lowest_monthly_usd": null,
        "monthly_usd": null,
        "headline": "Free",
        "summary": "Free. Numeratica offers a permanent free tier with paid keys available for higher limits, but no public paid pricing is shown."
      },
      "evidence_quality": "medium",
      "upvotes": 0
    },
    {
      "agent_id": "obolus",
      "name": "Obolus",
      "url": "https://www.obolusfinanz.de/en",
      "short_summary": "Calculate take-home pay and compare salary outcomes across eight countries with Obolus.\n\nThe server offers two read-only tools:\n\n- **berechne** — calculate det…",
      "price": {
        "commercial": {
          "currency": "EUR",
          "notes": [
            "prices in EUR as published; USD figures are conversions at 2026-10-16"
          ],
          "lines": [
            {
              "name": "Free account",
              "price": "0EUR",
              "kind": "free",
              "billed": "monthly"
            }
          ]
        },
        "observed": true,
        "billing": "free",
        "lowest_monthly_usd": null,
        "monthly_usd": null,
        "headline": "Free",
        "summary": "Free. Obolus offers a free account for saving and continuing relocation finance comparisons."
      },
      "evidence_quality": "medium",
      "upvotes": 0
    },
    {
      "agent_id": "panorad_financial_wellness",
      "name": "AI Financial Wellness Coach Chatbot",
      "url": "https://panorad.ai/agents/financial_wellness_coach_chatbot",
      "short_summary": "Provides personalized financial wellness coaching, analyzes documents, surfaces workflow risks, and automates personal finance work for financial services teams",
      "price": {
        "commercial": {
          "currency": "USD",
          "lines": [
            {
              "name": "Workflow review",
              "price": "Contact sales",
              "kind": "custom"
            },
            {
              "name": "Production deployment",
              "price": "Contact sales",
              "kind": "custom"
            },
            {
              "name": "Partner or multi-entity rollout",
              "price": "Contact sales",
              "kind": "custom"
            }
          ]
        },
        "observed": true,
        "billing": "contact_sales",
        "lowest_monthly_usd": null,
        "monthly_usd": null,
        "headline": "Contact sales (no public price)",
        "summary": "Contact sales (no public price). Panorad does not publish fixed self-serve pricing and scopes commercial terms around workflow, deployment, governance, and rollout requirements."
      },
      "evidence_quality": "medium",
      "upvotes": 0
    },
    {
      "agent_id": "iweaver_personal_finance_coach",
      "name": "Iweaver Personal Finance Coach",
      "url": "https://iweaver.ai/agents/personal-finance-coach",
      "short_summary": "Provides personalized financial coaching, budgeting, debt payoff planning, savings strategies, and progress tracking",
      "price": {
        "commercial": {
          "entry_offer": {
            "line": "Pro",
            "monthly_native": 9.9,
            "monthly_usd": 9.9,
            "commitment": "monthly",
            "basis": "$9.9/month",
            "billing_verified": false,
            "billing_note": "the pricing page has a \"Monthly Annually (Save up to 69%)\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
          },
          "currency": "USD",
          "notes": [
            "billing period unverified: the pricing page has a \"Monthly Annually (Save up to 69%)\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
          ],
          "lines": [
            {
              "name": "Unlimit",
              "price": "$79.9 /mo",
              "kind": "base_subscription",
              "billed": "monthly"
            },
            {
              "name": "Ultra",
              "price": "$29.9 /mo",
              "kind": "base_subscription",
              "billed": "monthly"
            },
            {
              "name": "Pro",
              "price": "$9.9 /mo",
              "kind": "base_subscription",
              "billed": "monthly"
            },
            {
              "name": "Free",
              "price": "$0.0 /mo",
              "kind": "free",
              "billed": "monthly"
            }
          ]
        },
        "observed": true,
        "billing": "freemium",
        "lowest_monthly_usd": 9.9,
        "monthly_usd": 9.9,
        "headline": "Free plan; paid from $9.9/mo (billing period unverified: page has a Monthly/Annual toggle)",
        "summary": "Free plan; paid from $9.9/mo (billing period unverified: page has a Monthly/Annual toggle). iWeaver offers a free plan with limited daily credits and three paid monthly plans ranging from $9.9 to $79.9 per month."
      },
      "evidence_quality": "low",
      "upvotes": 0
    },
    {
      "agent_id": "tendi",
      "name": "Tendi",
      "url": "https://tendi.ai/",
      "short_summary": "AI-powered personal financial advisor that analyzes spending, saving, and investing habits to provide personalized financial planning, budgeting advice, and go…",
      "price": {
        "observed": false,
        "billing": "not_found",
        "lowest_monthly_usd": null,
        "monthly_usd": null,
        "headline": "No public price found",
        "summary": "No public pricing was observed on the homepage, and no pricing page was available."
      },
      "evidence_quality": "unclear",
      "upvotes": 0
    }
  ],
  "platforms_also_here": [],
  "page_url": "https://agentery.com/market/ai-financial-coach-personal",
  "summary": {
    "niche": "ai-financial-coach-personal",
    "sector": "consumer-personal",
    "pricing_by_provider_type": {
      "headline": "No published benchmark for ai-financial-coach-personal yet — too few comparable priced providers.",
      "benchmarks": [],
      "warnings": [
        "No priced providers meet the benchmark bar for this scope."
      ],
      "full_pricing_via": {
        "tool": "price_benchmark",
        "arguments": {
          "niche": "ai-financial-coach-personal"
        },
        "note": "add provider_type + buyer_tier for a specific cohort"
      }
    },
    "page_url": "https://agentery.com/market/ai-financial-coach-personal",
    "counts": {
      "listings_with_price_capture": 10,
      "listings_with_observed_public_price": 7,
      "providers_with_numeric_monthly_price_latest_scan": null,
      "like_for_like_comparable_pairs": null
    },
    "movement": {
      "d": {
        "published": false,
        "value_pct": null,
        "held_reason": null
      },
      "w": {
        "published": false,
        "value_pct": null,
        "held_reason": null
      },
      "m": {
        "published": false,
        "value_pct": null,
        "held_reason": null
      }
    },
    "pricing_version": "cohorts-1",
    "pricing_status": "ok",
    "pricing_by_tier": [
      {
        "tier": "pro",
        "currency": "USD",
        "period": "month",
        "unit": "flat",
        "median": 39.95,
        "provider_count": 2,
        "plan_observation_count": 4,
        "data_confidence": 0.17,
        "data_confidence_basis": {
          "provider_component": 0.17,
          "observation_component": 0.2,
          "provider_count": 2,
          "plan_observation_count": 4
        },
        "reliability": "low",
        "members": [
          {
            "provider": "iweaver_personal_finance_coach",
            "usd": 29.9
          },
          {
            "provider": "koko_finance",
            "usd": 50
          }
        ]
      }
    ],
    "pricing_coverage": {
      "listings_with_price_capture": 10,
      "listings_with_observed_public_price": 7,
      "normalized_observations": 5,
      "comparable_providers": 3,
      "strict_cohorts": 1,
      "exclusion_reasons": {
        "ambiguous_cadence": 4,
        "usage_not_monthly": 1
      }
    },
    "pricing_note": "Provider-deduped, FX-normalized monthly medians, separated by buyer tier AND billing unit (flat/per_seat/per_user/per_agent) — incompatible units are never blended. Ranges (p25/p75) only at >=5 providers; data_confidence is provider-count-weighted. Usage-metered, promo, range, one-time and ambiguous-cadence plans are excluded.",
    "pricing_excluded_observations": {
      "ambiguous_cadence": 4,
      "usage_not_monthly": 1
    },
    "billing_mix": {
      "freemium": 3,
      "free": 2,
      "contact_sales": 1,
      "subscription": 1
    },
    "free_tier_share": 0.71,
    "top_providers": [
      {
        "agent_id": "financial_coach",
        "name": "Financial Coach",
        "price": {
          "commercial": {
            "entry_offer": {
              "line": "Go Further with Shelter",
              "monthly_native": 9.99,
              "monthly_usd": 9.99,
              "commitment": "monthly",
              "basis": "$9.99/month",
              "billing_verified": false,
              "billing_note": "the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
            },
            "currency": "USD",
            "notes": [
              "billing period unverified: the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
            ],
            "lines": [
              {
                "name": "Go Further with Shelter",
                "price": "$9.99/mo",
                "kind": "base_subscription",
                "billed": "monthly"
              }
            ]
          },
          "observed": true,
          "billing": "subscription",
          "lowest_monthly_usd": 9.99,
          "monthly_usd": 9.99,
          "headline": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle)",
          "summary": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle). Shelter offers one subscription at $9.99/mo or $79/yr, with a 14-day trial and no permanent free plan."
        },
        "observed": true
      },
      {
        "agent_id": "koko_finance",
        "name": "Koko Finance",
        "price": {
          "commercial": {
            "entry_offer": {
              "line": "Paid",
              "monthly_native": 50,
              "monthly_usd": 50,
              "commitment": "monthly",
              "basis": "$50/month",
              "billing_verified": true
            },
            "rates": [
              {
                "line": "Paid usage",
                "per": "per call",
                "text": "$0.05 per call"
              }
            ],
            "currency": "USD",
            "lines": [
              {
                "name": "Evaluation",
                "price": "$0",
                "kind": "free",
                "billed": "monthly"
              },
              {
                "name": "Paid",
                "price": "$50 /month",
                "kind": "base_subscription",
                "billed": "monthly"
              },
              {
                "name": "Paid usage",
                "price": "$0.05/call",
                "kind": "usage_rate",
                "unit": "call",
                "billed": "usage"
              },
              {
                "name": "Enterprise",
                "price": "Custom",
                "kind": "custom"
              }
            ]
          },
          "observed": true,
          "billing": "freemium",
          "lowest_monthly_usd": 50,
          "monthly_usd": 50,
          "headline": "Free plan; paid from $50/mo",
          "summary": "Free plan; paid from $50/mo. Koko Finance offers a lifetime 250-call evaluation tier, a $50/month paid tier with usage billed at $0.05 per call, and custom enterprise pricing."
        },
        "observed": true
      },
      {
        "agent_id": "alternomy_calculators",
        "name": "Alternomy Calculators",
        "price": {
          "observed": false,
          "billing": "not_found",
          "lowest_monthly_usd": null,
          "monthly_usd": null,
          "headline": "No public price found",
          "summary": "No public price found on the vendor site."
        },
        "observed": false
      },
      {
        "agent_id": "lowermybill",
        "name": "Lowermybill",
        "price": {
          "commercial": {
            "currency": "USD",
            "lines": [
              {
                "name": "Lower My Bill",
                "price": "free",
                "kind": "free",
                "billed": "monthly"
              }
            ]
          },
          "observed": true,
          "billing": "free",
          "lowest_monthly_usd": null,
          "monthly_usd": null,
          "headline": "Free",
          "summary": "Free. Lower My Bill is explicitly offered as a free household-bill negotiation guide with no sign-up required."
        },
        "observed": true
      },
      {
        "agent_id": "numeratica_mcp",
        "name": "Numeratica",
        "price": {
          "commercial": {
            "currency": "USD",
            "lines": [
              {
                "name": "Free tier",
                "price": "free",
                "kind": "free",
                "billed": "monthly"
              }
            ]
          },
          "observed": true,
          "billing": "freemium",
          "lowest_monthly_usd": null,
          "monthly_usd": null,
          "headline": "Free",
          "summary": "Free. Numeratica offers a permanent free tier with paid keys available for higher limits, but no public paid pricing is shown."
        },
        "observed": true
      }
    ],
    "suggested_next_calls": [
      {
        "tool": "price_benchmark",
        "arguments": {
          "niche": "ai-financial-coach-personal"
        },
        "purpose": "full observed price distribution + per-tier medians for this niche"
      },
      {
        "tool": "niche_report",
        "arguments": {
          "niche": "ai-financial-coach-personal",
          "response_mode": "full"
        },
        "purpose": "the complete report incl. index series and tier decomposition"
      },
      {
        "tool": "suggest_alternatives",
        "arguments": {
          "agent_id": "financial_coach"
        },
        "purpose": "comparable (optionally cheaper) providers to a named agent"
      },
      {
        "tool": "get_agent_profile",
        "arguments": {
          "agent_id": "financial_coach"
        },
        "purpose": "full profile, integrations and pricing for one provider"
      }
    ]
  }
}
Full market

6 providers, one sortable view

Dense enough for many listings; progressive disclosure keeps mobile usable.

Showing only providers with a published price or a free plan. $29 = lowest observed monthly · Free = free to use · Free tier = free plan + paid options.