AI Personal Finance App
Query this niche via MCP
niche_report({ niche: "ai-personal-finance-app" })Agents · median
$75/mo
MCP servers · median
$10/mo
7.5×
Agents cost 7.5× MCPs across all tiers — median $75 vs $10. Two different markets; a blended figure would mislead either buyer.
All plans — Agents vs MCPs
each dot = one provider · log scaleAgents $75
richify · $10
Bud App · $75
MCP servers $10
Matcha Money · $2
Savi Tools · $9
ynab · $10
notary · $10
$5
$10
$25
$50
AgentsMCP serversshaded = middle half · line = median
All plans
6 pricedProvidervs its cohort medianMonthly
Matcha Moneymcp
$2 below
Savi Toolsmcp
$9 ~median
richifyagent
$10 below
ynabmcp
$10 ~median
notarymcp
$10 ~median
Bud Appagent
$75 ~median
Position is relative to the provider's own delivery-type median at this tier — never a blended one.
This page is the human view of the MCP answer. The same structured `niche_report` / `price_benchmark` an agent receives over MCP or REST.
niche_reportprice_benchmark
See the MCP response behind this pageniche_report
{
"niche": "ai-personal-finance-app",
"parent_sector": "consumer-personal",
"provider_type_pricing": {
"slug": "ai-personal-finance-app",
"pricing_basis": "lowest_observed_monthly_usd",
"provider_type_methodology": "commercial-form-v2",
"provider_type_methodology_published_at": "2026-07-31",
"blended": {
"median": 9.99,
"p25": null,
"p75": null,
"providers": 8
},
"by_provider_type": {
"agent": {
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"providers": 4,
"publishable": true,
"confidence": "provisional"
},
"mcp": {
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"p25": null,
"p75": null,
"providers": 4,
"publishable": true,
"confidence": "provisional"
}
},
"recommended_cohort": null,
"recommendation_reason": "Choose the cohort according to the commercial delivery type being assessed.",
"fallback_context": null,
"context_note": null
},
"crowding_level": "emerging",
"observed_node_count": 5,
"adjacent_niches": [
"ai-tax-prep-consumer",
"visa-immigration-consumer",
"mental-health-companion",
"ai-nutritionist",
"ai-legal-assistant-consumer",
"local-ai-platform"
],
"market_pulse": {
"pulse": 53,
"drivers": [
"4 new builders in 30d"
],
"price_move_30d_pct": 10.9,
"money_share": 0.15789473684210525,
"entry_rate": 0.1,
"alive_share": 1
},
"price_move": {
"d_pct": 0,
"w_pct": 5.1,
"m_pct": 5.1,
"comparable_agents": 7,
"quarantined_agents": 2,
"confidence": "high",
"published": {
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"w": true,
"m": true
},
"held_reason": {
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},
"driver": {
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"w": "era_app's \"Organize\" $7.99→$9.99 (+25%)",
"m": "era_app's \"Organize\" $7.99→$9.99 (+25%)"
},
"tier_contribution": {
"d": {
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"individual": 2.55,
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},
"tier_own_move": {
"d": {
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},
"w": {
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"m": {
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},
"tier_agents": {
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"pro": 2,
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"obs_range": {
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},
"pricing": {
"sampleSize": 35,
"observed": 19,
"byPersona": {
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"n": 11,
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"byTierCohorts": {
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"currency": "USD",
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"provider_count": 5,
"plan_observation_count": 8,
"data_confidence": 0.41,
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"provider_count": 5,
"plan_observation_count": 8
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"reliability": "medium",
"members": [
{
"provider": "matcha_money",
"usd": 2.49
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{
"provider": "savi_tools",
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{
"provider": "ynab",
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{
"provider": "notary",
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{
"provider": "era_app",
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{
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"reliability": "low",
"members": [
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]
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],
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"provider": "bud_app",
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{
"provider": "bud_app",
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"price": "$50 per month",
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{
"provider": "bud_app",
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{
"provider": "bud_app",
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"price": "$200 per month",
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{
"provider": "era_app",
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"price": "$9.99/mo",
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{
"provider": "era_app",
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"price": "$24.99/mo",
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{
"provider": "matcha_money",
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"unit": "flat",
"price": "$18.00/year",
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{
"provider": "matcha_money",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$35.88/year",
"monthly_usd": 2.99
},
{
"provider": "matcha_money",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$69.99/year",
"monthly_usd": 5.83
},
{
"provider": "matcha_money",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$1.99/mo",
"monthly_usd": 1.99
},
{
"provider": "notary",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$10/mo",
"monthly_usd": 10
},
{
"provider": "richify",
"tier": "pro",
"billing": "monthly",
"unit": "flat",
"price": "$9.99/mo",
"monthly_usd": 9.99
},
{
"provider": "savi_tools",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$9 /mo",
"monthly_usd": 9
},
{
"provider": "savi_tools",
"tier": "team_sme",
"billing": "monthly",
"unit": "flat",
"price": "$19 /mo",
"monthly_usd": 19
},
{
"provider": "savi_tools",
"tier": "team_sme",
"billing": "monthly",
"unit": "flat",
"price": "$29 /mo",
"monthly_usd": 29
},
{
"provider": "ynab",
"tier": "individual",
"billing": "monthly",
"unit": "flat",
"price": "$10/mo",
"monthly_usd": 10
}
]
},
{
"billing": "usage",
"unit": "flat",
"count": 1,
"offers": [
{
"provider": "notary",
"tier": "individual",
"billing": "usage",
"unit": "flat",
"price": "$0.10 / 1K",
"monthly_usd": null
}
]
},
{
"billing": "unspecified_period",
"unit": "flat",
"count": 4,
"offers": [
{
"provider": "eliteai_tools",
"tier": "individual",
"billing": "unspecified_period",
"unit": "flat",
"price": "From $5",
"monthly_usd": null
},
{
"provider": "notary",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact us",
"monthly_usd": null
},
{
"provider": "splitwise",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact developers@splitwise.com",
"monthly_usd": null
},
{
"provider": "ynab",
"tier": "enterprise",
"billing": "unspecified_period",
"unit": "flat",
"price": "Contact us",
"monthly_usd": null
}
]
}
],
"coverage": {
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"normalized_observations": 16,
"comparable_providers": 7,
"strict_cohorts": 3,
"exclusion_reasons": {
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"free_or_zero": 3,
"usage_not_monthly": 1
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}
}
},
"billingMix": {
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"free": 10,
"freemium": 6,
"subscription": 2
},
"freeTierShare": 0.84,
"medianLowestUsd": 9.99
},
"movement": {
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"sector": "consumer-personal",
"pricedNow": 8,
"pairs": 8,
"repriced": [
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"pct": 25
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],
"newlyPriced": [],
"droppedFromPriced": [
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"likeForLikePct": 2.8,
"kind": "mixed",
"narrative": "Repricing + composition: 1 agent repriced — all up (avg +2.8%); 1 stopped showing a public price."
},
"index_series": {
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{
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{
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"index": 100,
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{
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{
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{
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"pairs": 7,
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{
"day": "2026-07-25",
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{
"day": "2026-07-26",
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{
"day": "2026-07-27",
"index": 100,
"pairs": 8,
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{
"day": "2026-07-28",
"index": 100,
"pairs": 8,
"dayChangePct": 0
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{
"day": "2026-07-29",
"index": 100,
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{
"day": "2026-07-30",
"index": 100,
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{
"day": "2026-07-31",
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"pairs": 6,
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{
"day": "2026-08-01",
"index": 100,
"pairs": 7,
"dayChangePct": 0
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{
"day": "2026-08-02",
"index": 100,
"pairs": 7,
"dayChangePct": 0
},
{
"day": "2026-08-03",
"index": 100,
"pairs": 7,
"dayChangePct": 0
},
{
"day": "2026-08-04",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-05",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-06",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-07",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-08",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-09",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-10",
"index": 100,
"pairs": 8,
"dayChangePct": 0
},
{
"day": "2026-08-11",
"index": 100,
"pairs": 9,
"dayChangePct": 0
},
{
"day": "2026-08-12",
"index": 100,
"pairs": 9,
"dayChangePct": 0
},
{
"day": "2026-08-13",
"index": 100,
"pairs": 9,
"dayChangePct": 0
},
{
"day": "2026-08-14",
"index": 100,
"pairs": 9,
"dayChangePct": 0
},
{
"day": "2026-08-15",
"index": 105.088,
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{
"day": "2026-08-16",
"index": 105.088,
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},
{
"day": "2026-08-17",
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],
"latest": 105.088,
"day_change_pct": 0,
"methodology": "Chained daily price index, base 100 on the first priced scan day (29 Jun 2026). The overall index is the COMPOSITE of the four buyer-tier indices (individual / pro / team&sme / enterprise): each day it moves by the equal-weighted average of the tiers' moves. Each tier index is like-for-like — only agents priced on both consecutive scan days (per-agent ratios, geometric mean, clipped to [0.2, 5]) — so composition changes (agents revealing or hiding prices) can never move it."
},
"top_agents": [
{
"agent_id": "cityparity",
"name": "cityparity",
"url": "https://cityparity.com/mcp/",
"short_summary": "compares cost-of-living and quality-of-life between cities with salary scenarios and family situations",
"price": {
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "The cityparity MCP server is publicly described as free to use with no API key and edge rate limits."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "era_app",
"name": "Era",
"url": "https://era.app/",
"short_summary": "connects financial accounts to AI assistants so they can analyze finances, move money, set automated rules, manage budgets, and proactively monitor/act on money",
"price": {
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 9.99,
"monthly_usd": 9.99,
"headline": "Free tier, then from $9.99/mo",
"summary": "Free tier, then from $9.99/mo. Era offers a free Basic tier plus paid Organize and Automate plans starting at $9.99 per month, with lower per-month rates billed yearly."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "finance_br",
"name": "Finance Br",
"url": "https://www.falazuki.com",
"short_summary": "manages personal finances and schedules through WhatsApp messaging",
"price": {
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "The homepage states that the site's financial calculators and resources are free to use without registration."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "github_machulavaccountant24_lo",
"name": "Github Machulavaccountant24 Lo",
"url": "https://github.com/machulav/accountant24",
"short_summary": "Manages personal accounting/bookkeeping — logs spending, imports statements, answers questions about finances, and tracks transactions as double-entry ledger e…",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public pricing for Accountant24 is shown on the repository homepage."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "hacecuentas",
"name": "hacecuentas",
"url": "https://hacecuentas.com",
"short_summary": "provides 2,800+ practical calculators for finance, taxes, health, sports, cooking, and home calculations",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public price found on the vendor site."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "matcha_money",
"name": "matcha money",
"url": "https://matcha.money",
"short_summary": "automates budgeting and financial tracking for families",
"price": {
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 1.5,
"monthly_usd": 1.5,
"headline": "From $1.5/mo",
"summary": "From $1.5/mo. Matcha Money offers three annual subscription plans starting at $18.00/year, plus a $1.99/month Terrace data-stream add-on."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "wealthos",
"name": "Wealthos",
"url": "https://wealthos.cc/mcp",
"short_summary": "provides AI access to personal wealth tracking, financial forecasting, account management, and financial planning",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public pricing or billing details were observed for Wealthos MCP."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "zenfinance",
"name": "zenfinance",
"url": "https://zenfin.tech",
"short_summary": "provides financial memory and advisory capabilities to AI assistants for household finance management, budgeting, and retirement planning",
"price": {
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Zenfinance states that its household financial checkup is currently free, with no account required."
},
"evidence_quality": "high",
"upvotes": 0
},
{
"agent_id": "bud_app",
"name": "Bud App",
"url": "https://bud.app/",
"short_summary": "acts as an autonomous AI worker that codes, runs tasks, conducts research, builds models/decks, creates videos, monitors data, and performs web/browser tasks",
"price": {
"observed": true,
"billing": "subscription",
"lowest_monthly_usd": 25,
"monthly_usd": 25,
"headline": "From $25/mo",
"summary": "From $25/mo. Bud offers four publicly listed monthly subscription plans from $25 to $200, with annual billing advertised at 15% off but no annual price amounts shown."
},
"evidence_quality": "medium",
"upvotes": 0
},
{
"agent_id": "budget",
"name": "Lika Rika",
"url": "https://likarika.se",
"short_summary": "manages shared household finances for couples including expense tracking, budgeting, and automatic settlement calculations",
"price": {
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "Lika Rika is presented as a free household finance app with no paid pricing tiers publicly shown."
},
"evidence_quality": "medium",
"upvotes": 0
}
],
"platforms_also_here": [],
"page_url": "https://agentery.com/market/ai-personal-finance-app",
"summary": {
"niche": "ai-personal-finance-app",
"sector": "consumer-personal",
"pricing_by_provider_type": {
"headline": "Prices differ by provider type and buyer tier — no blended headline is used. Strongest cohort: MCP servers · Individual median $10/mo (4 providers). See benchmarks_by_provider_type_and_tier for the full matrix.",
"benchmarks": [
{
"provider_type": "mcp",
"provider_type_label": "MCP servers",
"buyer_tier": "individual",
"buyer_tier_label": "Individual",
"pricing_unit": "flat",
"pricing_unit_label": "flat monthly",
"comparable_provider_count": 4,
"reliability": "low",
"median": 9.5,
"p25": null,
"p75": null,
"status": "median_only"
},
{
"provider_type": "agent",
"provider_type_label": "Agents",
"buyer_tier": "pro",
"buyer_tier_label": "Pro",
"pricing_unit": "flat",
"pricing_unit_label": "flat monthly",
"comparable_provider_count": 2,
"reliability": "low",
"median": null,
"p25": null,
"p75": null,
"status": "observed_offers_only",
"observed_offers": [
9.99,
74.5
]
}
],
"warnings": [
"This niche currently has sufficient MCP pricing but insufficient agent pricing."
],
"full_pricing_via": {
"tool": "price_benchmark",
"arguments": {
"niche": "ai-personal-finance-app"
},
"note": "add provider_type + buyer_tier for a specific cohort"
}
},
"page_url": "https://agentery.com/market/ai-personal-finance-app",
"counts": {
"listings_with_price_capture": 35,
"listings_with_observed_public_price": 19,
"providers_with_numeric_monthly_price_latest_scan": 8,
"like_for_like_comparable_pairs": 8
},
"movement": {
"d": {
"published": false,
"value_pct": null,
"held_reason": null
},
"w": {
"published": true,
"value_pct": 5.1,
"driver": "era_app's \"Organize\" $7.99→$9.99 (+25%)"
},
"m": {
"published": true,
"value_pct": 5.1,
"driver": "era_app's \"Organize\" $7.99→$9.99 (+25%)"
}
},
"pricing_version": "cohorts-1",
"pricing_status": "ok",
"pricing_by_tier": [
{
"tier": "individual",
"currency": "USD",
"period": "month",
"unit": "flat",
"median": 10,
"provider_count": 5,
"plan_observation_count": 8,
"data_confidence": 0.41,
"data_confidence_basis": {
"provider_component": 0.42,
"observation_component": 0.4,
"provider_count": 5,
"plan_observation_count": 8
},
"reliability": "medium",
"members": [
{
"provider": "matcha_money",
"usd": 2.49
},
{
"provider": "savi_tools",
"usd": 9
},
{
"provider": "ynab",
"usd": 10
},
{
"provider": "notary",
"usd": 10
},
{
"provider": "era_app",
"usd": 24.99
}
],
"p25": 9,
"p75": 10
},
{
"tier": "pro",
"currency": "USD",
"period": "month",
"unit": "flat",
"median": 42.25,
"provider_count": 2,
"plan_observation_count": 5,
"data_confidence": 0.18,
"data_confidence_basis": {
"provider_component": 0.17,
"observation_component": 0.25,
"provider_count": 2,
"plan_observation_count": 5
},
"reliability": "low",
"members": [
{
"provider": "richify",
"usd": 9.99
},
{
"provider": "bud_app",
"usd": 74.5
}
]
},
{
"tier": "team_sme",
"currency": "USD",
"period": "month",
"unit": "flat",
"median": 17,
"provider_count": 2,
"plan_observation_count": 3,
"data_confidence": 0.16,
"data_confidence_basis": {
"provider_component": 0.17,
"observation_component": 0.15,
"provider_count": 2,
"plan_observation_count": 3
},
"reliability": "low",
"members": [
{
"provider": "era_app",
"usd": 9.99
},
{
"provider": "savi_tools",
"usd": 24
}
]
}
],
"pricing_coverage": {
"listings_with_price_capture": 35,
"listings_with_observed_public_price": 19,
"normalized_observations": 16,
"comparable_providers": 7,
"strict_cohorts": 3,
"exclusion_reasons": {
"ambiguous_cadence": 4,
"free_or_zero": 3,
"usage_not_monthly": 1
}
},
"pricing_note": "Provider-deduped, FX-normalized monthly medians, separated by buyer tier AND billing unit (flat/per_seat/per_user/per_agent) — incompatible units are never blended. Ranges (p25/p75) only at >=5 providers; data_confidence is provider-count-weighted. Usage-metered, promo, range, one-time and ambiguous-cadence plans are excluded.",
"pricing_excluded_observations": {
"ambiguous_cadence": 4,
"free_or_zero": 3,
"usage_not_monthly": 1
},
"billing_mix": {
"contact_sales": 1,
"free": 10,
"freemium": 6,
"subscription": 2
},
"free_tier_share": 0.84,
"top_providers": [
{
"agent_id": "cityparity",
"name": "cityparity",
"price": {
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "The cityparity MCP server is publicly described as free to use with no API key and edge rate limits."
},
"observed": true
},
{
"agent_id": "era_app",
"name": "Era",
"price": {
"observed": true,
"billing": "freemium",
"lowest_monthly_usd": 9.99,
"monthly_usd": 9.99,
"headline": "Free tier, then from $9.99/mo",
"summary": "Free tier, then from $9.99/mo. Era offers a free Basic tier plus paid Organize and Automate plans starting at $9.99 per month, with lower per-month rates billed yearly."
},
"observed": true
},
{
"agent_id": "finance_br",
"name": "Finance Br",
"price": {
"observed": true,
"billing": "free",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "Free",
"summary": "The homepage states that the site's financial calculators and resources are free to use without registration."
},
"observed": true
},
{
"agent_id": "github_machulavaccountant24_lo",
"name": "Github Machulavaccountant24 Lo",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public pricing for Accountant24 is shown on the repository homepage."
},
"observed": false
},
{
"agent_id": "hacecuentas",
"name": "hacecuentas",
"price": {
"observed": false,
"billing": "not_found",
"lowest_monthly_usd": null,
"monthly_usd": null,
"headline": "No public price found",
"summary": "No public price found on the vendor site."
},
"observed": false
}
],
"suggested_next_calls": [
{
"tool": "price_benchmark",
"arguments": {
"niche": "ai-personal-finance-app"
},
"purpose": "full observed price distribution + per-tier medians for this niche"
},
{
"tool": "niche_report",
"arguments": {
"niche": "ai-personal-finance-app",
"response_mode": "full"
},
"purpose": "the complete report incl. index series and tier decomposition"
},
{
"tool": "suggest_alternatives",
"arguments": {
"agent_id": "cityparity"
},
"purpose": "comparable (optionally cheaper) providers to a named agent"
},
{
"tool": "get_agent_profile",
"arguments": {
"agent_id": "cityparity"
},
"purpose": "full profile, integrations and pricing for one provider"
}
]
}
}Full market
18 providers, one sortable view
Dense enough for many listings; progressive disclosure keeps mobile usable.
ProviderTypeFromVs niche medianLiveness
cityparitycompares cost-of-living and quality-of-life between cities with salary scenarios and family situations
Finance Brmanages personal finances and schedules through WhatsApp messaging
matcha moneyautomates budgeting and financial tracking for families
zenfinanceprovides financial memory and advisory capabilities to AI assistants for household finance management, budgeting, and retirement planning
Bud Appacts as an autonomous AI worker that codes, runs tasks, conducts research, builds models/decks, creates videos, monitors data, and performs web/browser tasks
Lika Rikamanages shared household finances for couples including expense tracking, budgeting, and automatic settlement calculations
Aspertracks spending, budgets personal finances, and provides AI-driven insights to reduce impulse spending and reach savings goals
Gauss Moneyautomatically improves users' credit profiles, negotiates debt terms, finds better card/loan options, and pays off balances using a low-interest credit line
JoinbudgetManage your finances with JoinBudget, a free personal budget tracker web app. Shared spaces, transaction tags and Excel export — agentic-ready for AI agents.
MyfinanceTrack your money by talking to your AI. Log expenses in plain language ("spent 24.50 eur on groceries at Lidl"), snap receipt photos, or drop a whole bank stat…SRSubscription RefundsDetermine refund eligibility for popular US consumer subscriptions including Apple, Netflix, and Adobe. Simplify the process of reclaiming funds by providing c…
mcp$10from / mo76.3% below100% live
Savi ToolsAsk your AI assistant about your Savi Tools business: invoices and who still owes you money, expenses, mileage and tax deductions, clients, projects, time, cas…
Wt Personal FinancePersonal finance MCP server for budgeting and financial calculations. Manage budgets and track expenses, project investment growth, calculate mortgage payments…Kkese_online_mcphttps://kese.online — WhatsApp ve Telegram üzerinden fiş/fatura fotoğrafı göndererek harcamalarınızı otomatik takip eden kişisel finans asistanı.
Bu MCP sunuc…
mcpFreefree to use—100% live
YnabYNAB (You Need A Budget) is a budgeting tool helping users track expenses, plan finances, and gain control over spending to reduce debt
Openaccountant Skills44 open-source financial skills for AI agents covering P&L, budgeting, tax prep, debt payoff, and personal finance. Compatible with Claude Code, Cursor, Copilo…
RichifyAI personal finance app with Felix AI CFO and 7 specialist agents for multi-currency net worth tracking across stocks, crypto, real estate. Privacy-first manua…Showing only providers with a published price or a free plan. $29 = lowest observed monthly · Free = free to use · Free tier = free plan + paid options.