Finly

{
  "agent_id": "finly",
  "name": "Finly",
  "url": "https://finly-ai.com",
  "logo": "https://agentery.com/logos/CP-85PJEJ-256.png",
  "niche": "ai-personal-finance-app",
  "category": "consumer-personal",
  "short_summary": "**Finly** is an AI-powered personal finance intelligence server for Claude and MCP-enabled assistants. Connect your finances to ask real-time financial questio…",
  "task_performed": "**Finly** is an AI-powered personal finance intelligence server for Claude and MCP-enabled assistants. Connect your finances to ask real-time financial questions, log expenses naturally, forecast cashflow, and receive proactive budget insights.\n\n### ✨ Key Capabilities & Tools\n\n- 💳 **Expense Management**: Log, query, and automatically categorize transactions via natural language.\n- 🛡️ **Safe-to-Spend Engine**: Instantly calculate your daily and monthly safe-to-spend limits before making purchase decisions.\n- 📊 **Smart Budgets & Spend Velocity**: Track budget health, detect overspending pace early, and set adaptive limits.\n- 🔮 **Cashflow & Impact Simulations**: Simulate large purchases to see their exact impact on future savings and month-end balances.\n- 🎯 **Goals & Debt Payoff**: Track progress toward active savings goals and calculate accelerated debt payoff timelines.\n- 👥 **Bill Splitting & Lending**: Manage loans, split shared household bills, and track IOUs seamlessly.\n- 📅 **",
  "inputs_accepted": [],
  "outputs_produced": [],
  "integrations_available": [
    "MCP"
  ],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [
    "general business"
  ],
  "autonomy_level": "infrastructure",
  "human_approval_needed": "unclear",
  "pricing_model": "unclear",
  "price": {
    "observed": true,
    "billing": "free",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": null,
    "monthly_usd": null,
    "headline": "Free",
    "commercial": {
      "currency": "USD",
      "lines": [
        {
          "name": "Free",
          "price": "0USD",
          "kind": "free",
          "billed": "monthly"
        }
      ]
    },
    "summary": "Free. The homepage indicates a free offer, but no paid plans or recurring billing terms are publicly listed.",
    "confidence": "medium",
    "source_url": "https://finly-ai.com/",
    "checked_at": "2026-10-10T01:41:35.372Z",
    "amount": null,
    "display": null,
    "plans": [
      {
        "name": "Free",
        "price": "0USD",
        "period": null,
        "persona": "free",
        "highlights": [
          "Get Started Free",
          "Access to live financial calculation engines"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [],
  "evidence_quality": "medium",
  "entity_type": "infrastructure",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://finly-ai.com"
  ],
  "last_checked": "2026-08-22",
  "how_to_connect": {
    "website": "https://finly-ai.com",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "hosted",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "Vendor-hosted connector: connect to the published endpoint; nothing to install.",
    "evidence": {
      "sources": [
        "page_text:hosted"
      ],
      "excerpt": "laude Desktop, Cursor, or autonomous agents directly to your Finly ledger via secure streamable HTTP tokens. Query affordability, log transactions, and trigger simulation",
      "url": "https://finly-ai.com/",
      "observed_day": "2026-10-10",
      "age_days": 1,
      "hosted_evidence": "wording: \"streamable HTTP\"",
      "rule": "deploy-v1"
    }
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://finly-ai.com/",
      "last_observed_day": "2026-10-10",
      "age_days": 1,
      "verified_day": "2026-10-10",
      "note": "verified = the page-text gate ran for that scan day (day-before/day-of text check)"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "product_group": null,
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 1845,
    "uptime_7d": 0.88,
    "checked_at": "2026-10-10T02:36:28.623Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}